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All-New
ApexAdvantage®
Enhancements Have Arrived!
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Summer is heating up with new index options on the popular
ApexAdvantage fixed index annuity from “A” rated* Ameritas Life
Insurance Corp. Three new strategies offer strong accumulation
potential, while its benefit base bonus and payout factors will take
your clients’ income to the next level. |
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NEW!
One-year S&P
500®
IQ Index** option with cap or
participation rate, offering an intelligent path to The
500™
for FIAs. |
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NEW!
One-year S&P 500 with cap index option, providing 100% participation rate. |
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NEW!
US Innovative Leaders 5 Index, offering exposure to U.S.
companies at the forefront of innovation. |
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Don’t Like “Trust Me” Renewal Rates?
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With our NEW
EclipseMarksm
fixed index annuities, clients get
rate certainty when invested in select index options. EclipseMark
offers a diverse array of fixed rate and index options, most of
which are designed with guaranteed rates for the entire surrender
schedule period.
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S&P 500 Two-Year PTP
Uncapped Participation Rate Delivers
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With no cap and a participation rate of up to
105%†
on LibertyMark Freedom 10 and 10 LT, the Two-Year S&P 500 Point-to-Point index
option is impressive. While 2025 has been a challenging year for many
indices, the S&P 500 two-year performance as of July 15, 2025, stood at
39.43%.††
Don’t miss out on this generous pricing to maximize your
clients’ upside potential.
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Legacy Honors
is rewarding members who rank among the 75 top
Producers for eligible sales in 2025 with a trip to the 2026 Legacy
Producer Conference in Scottsdale,
Arizona.§
Be sure you’re on track
to join us at this peer-to-peer networking and educational event at
Boulders Resort & Spa!
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Gain insights from industry experts. |
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Learn the success secrets of elite Producers. |
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Discover techniques to enhance and
reinvigorate your practice. |
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Network, build relationships, and connect with
other successful Legacy Honors Producers! |
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For sales ideas or to learn more, contact the
Legacy Marketing
Group®
Marketing Field Support Team today!
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800‑395‑1053, Ext. 4002 • marketing@legacynet.com
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In approved states, ApexAdvantage Index Annuity (Form ICC22 2707 with ICC22 2707-SCH or 2707 with 2707-SCH) and riders
are issued by Ameritas Life Insurance Corp. (Ameritas) located at 5900 O Street, Lincoln, NE 68510. Products are designed in
conjunction with Ameritas and exclusively marketed by Legacy Marketing Group.
Ameritas and Legacy Marketing Group are
separate, independent entities. ApexAdvantage Index Annuities are modified single premium deferred annuities that offer a fixed
interest option and index interest options. The index options are not securities. Keep in mind, your clients are not participating in
the market or investing in any stock or bond. Policies, index strategies, and riders may vary and may not be available in all states.
Optional features and riders may have limitations, restrictions, and additional charges. Product guarantees are based on the claims-paying
ability of Ameritas Life Insurance Corp. Refer to brochures for additional details. ApexAdvantage is a registered service mark
of Legacy Marketing Group.
Ameritas®
is a registered service mark of Ameritas Life Insurance Corp.
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EclipseMark is a product of Standard Insurance Company, Portland, OR. The Standard is a marketing name for StanCorp Financial
Group, Inc. and subsidiaries. Insurance products are offered by Standard Insurance Company of Portland, Oregon, in all states
except New York. Product features and availability vary by state and distributor and are solely the responsibility of Standard
Insurance Company. Products are designed and exclusively marketed by
Legacy Marketing Group,
an independent agency. Legacy
Marketing Group is not an affiliate of The Standard or its affiliates. EclipseMark is a service mark of Legacy Marketing Group.
Contract: ICC17-SPDA-IA(01/17), SPDA-IA(01/17), SPDA-IA(01/17)FL. Riders: ICC24 R-VPB, ICC24 R-PTP-GPR,
ICC24 R-PTP-TIR, ICC17-R-PTP, ICC17-R-GMAB-IA, ICC17-R-MVA-IA, ICC17-R-TCB-IA, ICC17-R-NHB-IA, ICC17-R-ANN-IA,
ICC17-R-DB-IA, ICC17-R-ANNDW,
ICC17-R-POF-IA, ICC20-R-IRA, ICC20-R-Roth IRA, ICC20-R-QPP, R-VPB, R-PTP-GPR, R-PTP-TIR, R-PTP, R-GMAB-IA, R-MVA-IA, R-TCB-IA,
R-NHB-IA, R-ANN-IA, R-DB-IA, R-ANNDW, R-POF-IA, R-IRA, R-Roth IRA, R-QPP, R-GMAB-FL, R-MVA-FL, R-ANN-FL, R-IRA-FL, R-Roth
IRA-FL, R-QPP-FL, R-DB-IA-FL. Annuities are not guaranteed by any bank or credit union and are not insured by the FDIC or any other
governmental agency. Some annuities may go down in value. Guarantees are based on the financial strength and claims-paying
ability of Standard Insurance Company.
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LibertyMark Freedom Forms:
Series 321-7 (12/22), 321-10 (12/22), 321-10B (12/22), 2509, 2181. AAA321-7 (12/22), AAA321-10
(12/22); AAA321-10 DP (06/23), AAA321-10B (12/22), AAA321-10B DP (06/23), AAA2509 PTPP (02/22), AAA2509 PTPP WF (02/22),
AAA2509 PTPC (02/22), AAA2509 PTPC WF (02/22), AAA2181; ICC22 321-7, ICC22 321-10, ICC22 321-10B (12/22), ICC22 2509
PTPP, ICC22 2509 PTPP WF, ICC22 2509 PTPC, ICC22 2509 PTPC WF. Products are single premium deferred fixed indexed annuities
underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance
with state laws. Products are designed and exclusively marketed by Legacy Marketing Group.
Some products and benefits may
not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions.
LibertyMark Freedom is a registered service mark of Legacy Marketing Group.
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The
“S&P 500®”
and
“S&P 500 IQ 0.5% Decrement Index” (“S&P 500 IQ Index”
or the “Index”)
are products of S&P Dow Jones
Indices LLC or its affiliates (“SPDJI”) and have been licensed for use by
Americo Financial Life and Annuity Insurance Company. S&P®,
S&P 500®,
US 500, The 500, iBoxx®,
iTraxx®
and CDX®
are trademarks of S&P Global, Inc. or its affiliates (“S&P”);
Dow Jones® is a
registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”).
Americo’s Fixed Indexed Annuities are not sponsored,
endorsed, sold or promoted by SPDJI, Dow Jones, S&P,
their respective affiliates, and none of such parties make any representation
regarding the advisability of investing in such product(s)
nor do they have any liability for any errors, omissions, or interruptions of
the S&P 500® and S&P 500 IQ Index.
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The US Innovative Leaders 5 Index (launched on 1/28/2020) is a new index with limited historical information.
For index
information, visit
https://innovativeleaders.bnpparibas.com.
The US Innovative Leaders 5 Index (a “BNPP Index”) is the exclusive
property of BNP Paribas or one of its affiliates (BNP Paribas and its affiliates are hereinafter referred to as “BNPP”). The BNP
Paribas Index is determined, composed and calculated by BNPP. “BNP”, “BNPP”, “BNP Paribas”, and “US Innovative Leaders 5
Index” (collectively, the “BNPP Marks”) are trademarks or service marks of BNPP and are licensed by Ameritas Life Insurance
Corp. (the “Company”) for use in a fixed index annuity (the “Company Product”) offered by the Company. The Company Product
is not, in whole or in part, sponsored, structured, priced, endorsed, offered, sold, issued or promoted by BNPP or any third party
licensor of information to BNPP. BNPP’s only relationship to the Company is the licensing of the BNPP Index and the BNPP Marks
for certain purposes as well as acting as a hedge provider to the Company with respect to the Company Product. BNPP shall not
have any liability with respect to a Company Product, and is not liable for any loss relating to the Company Product, whether arising
directly or indirectly from the use of the BNPP Index, its methodology, any third party information used in the BNPP Index or its
methodology, any BNPP Mark or otherwise. BNPP and any third party licensor of information to BNPP make no representations or
warranties regarding the Company Product.
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A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings. Rating as of 5/15/2024. Ameritas
Mutual Holding Company’s ratings include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
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Also known as the S&P 500 IQ 0.5% Decrement Index.
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On LibertyMark Freedom 10 and 10 LT, effective July 29, 2025, and subject to change.
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Source:
https://ycharts.com/indicators/sp_500_2_year_return
as of July 16, 2025.
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Log on to
www.legacynet.com
for extra commission and Producer Conference rules and details, including product eligibility.
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22-823-1 (08/25)
LMG4424v0825 |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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