PillarMark - SpireMark

Inflation Doesn’t Retire—Neither Should Income

Introducing PillarMark and SpireMark

For lifetime income that’s built to grow, meet the all-new PillarMark and SpireMark fixed indexed annuities—offering lifetime income payments that have the opportunity to increase at the end of each crediting period.

PillarMark’s Guaranteed Lifetime Withdrawal Benefit (GLWB) provides growth and deferred income that’s designed for longer term planning.

For long-term growth that is designed to provide dependable early lifetime income, SpireMark’s GLWB delivers at a 1.25% cost to maximize income potential without the wait.

Issued by TruSpire Retirement Insurance Company, a Malibu Life USA company, both FIAs can help with a broad scope of needs simply and provide:

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A Powerful Benefit Base Trifecta—One simple Benefit Base can help address three retirement concerns: running out of money, paying for long-term care costs, or leaving a legacy.

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Simplified Diversification—Preset Allocation Blueprints provide clear paths to fit your client’s preferred earnings approach, with potential for elevated caps and rates for higher earnings potential.

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Value-Driven Design—In addition to performance-driven income, stacking penalty-free withdrawals up to 20%,* and the availability of ADL-triggered benefits for certain qualifying health events, these FIAs offer increasing lifetime income for your clients and optional trailing commission for you!

Malibu Life USA is the marketing name for the United States retail insurance business of Malibu Life Holdings Ltd. Malibu Life Holdings Ltd. does not offer products for sale in the United States. All annuities are issued by and solely the financial responsibility of TruSpire Retirement Insurance Company (TruSpire), a Malibu Life USA company. TruSpire is headquartered in Irving, Texas. Product series ICC23-FIA-TS is an Individual Modified Single Premium Deferred Fixed Indexed Annuity. Product, features, riders, and availability may vary by state. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. TruSpire is licensed to conduct business in 43 states and the District of Columbia. TruSpire does not do business in New York and certain other states. For more information about where TruSpire is licensed, please visit www.malibulifeusa.com. Withdrawals may be subject to income tax, and a 10% federal income tax penalty may apply to withdrawals taken before age 59½. Products are designed and exclusively marketed by Legacy Marketing Group, an independent agency. PillarMark, SpireMark, MultiRider, and MultiRider Max are service marks of Legacy Marketing Group.

* Stacking penalty-free withdrawal available if withdrawals were not taken in a prior year.

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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.

Offered exclusively by Legacy Marketing Group®, PillarMark and SpireMark address wide-ranging client needs and can simplify diversified growth.