BNPP Index Disclosures

The BNP Paribas Momentum Multi-Asset 5 Index (launched on 1/27/2017) and the US Innovative Leaders 5 Index (launched on 1/28/2020) are new indexes with limited historical information. For index information, visit https://momentum5index.bnpparibas.com and https://innovativeleaders.bnpparibas.com.

The BNP Paribas Momentum Multi-Asset 5 Index and the US Innovative Leaders Index (each, a “BNPP Index”) are the exclusive property of BNP Paribas or one of its affiliates (BNP Paribas and its affiliates are hereinafter referred to as “BNPP”). The BNPP Index is determined, composed and calculated by BNPP. “BNP”, “BNPP”, “BNP Paribas”, “US Innovative Leaders 5 Index”, “BNP Paribas Momentum Multi-Asset 5 Index”, and “BNPIMOMA” (collectively, the “BNPP Marks”) are trademarks or service marks of BNPP and are licensed by Ameritas Life Insurance Corp. or one of its affiliates (the “Company”) for use in a fixed indexed annuity (the “Company Product”) offered by the Company. The Company Product is not, in whole or in part, sponsored, structured, priced, endorsed, offered, sold, issued or promoted by BNPP or any third party licensor of information to BNPP. BNPP’s only relationship to the Company is the licensing of the BNPP Index and the BNPP Marks for certain purposes as well as acting as a hedge provider to the Company with respect to the Company Product. BNPP shall not have any liability with respect to a Company Product, and is not liable for any loss relating to the Company Product, whether arising directly or indirectly from the use of the BNPP Index, its methodology, any third party information used in the BNPP Index or its methodology, any BNPP Mark or otherwise. BNPP and any third party licensor of information to BNPP make no representations or warranties regarding the Company Product.

No purchaser, seller, or holder of the Counterparty Product, or any other person or entity, should use or refer any BNPP Mark or other BNPP trade name to sponsor, endorse, market or promote the Company Product without first contacting BNPP. Under no circumstances may any person or entity claim any affiliation with BNPP without the prior written permission of BNPP.

The level of the BNPP Index includes the deduction of fees, which may be variable and will reduce the performance of the BNPP Index. Such fees may vary over time and may be significant. These fees reduce the potential performance of the Index and thus the amount of interest that will be credited to the Company Product that references or is linked to the BNPP Index. The methodology of the BNPP Index may yield different results than an investment in the components of the BNPP Index or any other investment or strategy.

BNPP DOES NOT GUARANTEE THE ACCURACY, ADEQUACY, TIMELINESS, COMPLETENESS, OR AVAILABILITY OF THE BNPP INDEX OR ANY COMPONENT THEREOF OR DATA INCLUDED THEREIN, OR THAT NO ERROR, OMISSION, DELAY, OR INTERRUPTION WILL EXIST THEREIN. BNPP MAKES NO REPRESENTATION OR WARRANTY, AND EXPRESSLY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, REGARDING THE BNPP INDEX, ANY BNPP MARK, OR THE COMPANY PRODUCT, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE, OR THE ADVISABILITY OF ANY PERSON INVESTING IN THE COMPANY PRODUCT.

BNPP shall not have any liability for any modification or change in the methodology of the BNPP Index or connection with the level of the BNPP Index at any given time. BNPP shall not be held liable for any loss whatsoever, directly or indirectly related to the BNPP Index. BNPP does not guarantee the accuracy of the BNPP Index or the calculation methods, or any use thereof. BNPP does not make any representation whatsoever as to the results to be obtained from the use of the BNPP Index. The market data used to calculate the BNPP Index may be furnished by third party sources that are believed to be reliable; however BNPP makes no representation or guarantee with respect to, and is under no obligation to verify, the accuracy and completeness thereof.

Rev. 2/21/2020