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For performance that’s among the highest for initial and cumulative
income, look no further than JourneyMark with Expanse Rider* from
Integrity Life Insurance Company, a member of Western & Southern
Financial Group—A+ AM Best rated,** 96 Comdex† ranked!
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Increasing Payouts:
Hypothetical Non-Guaranteed Projected Examples
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60-Year-Old Male • 10-Year Wait • $100,000 Premium
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| Attained Age |
Increasing Income Payout†† |
Integrity JourneyMark§ |
Allianz Benefit Control
(Accelerated)§§ |
Global Atlantic Choice Income II 10‡ |
Nationwide New Heights Select 12‡‡ |
Athene Ascent Pro 10 Bonus± |
| 70 |
Initial Amount | $15,377 | $14,251 | $14,698 |
$15,537 | $12,459 | | 76 |
Increased Amount | $24,748 | $19,425 | $17,608 | $16,469 | $16,484 | | Cumulative |
$143,998 | $117,619 | $116,740 | $112,345 | $98,785 | | 80 | Increased Amount | $26,336 | $26,450 | $18,473 | $17,661 | $18,277 | | Cumulative | $247,754 | $208,046 | $190,056 | $182,388 | $169,738 | 83
(Life Expectancy) |
Increased Amount | $26,336 | $29,911 | $18,473 | $17,661 | $18,831 | | Cumulative | $326,762 | $294,318 | $245,475 | $235,371 | $225,672 | | 86 | Increased Amount | $26,336 | $36,053 | $18,473 | $17,661 | $19,401 | | Cumulative |
$405,770 | $399,897 | $300,894 | $288,354 | $283,302 |
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Payouts that lead the pack are just part of the JourneyMark with
Expanse Rider story—there’s also:
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• |
10% immediate benefit base bonus±± plus 200% crediting
rate roll-up.
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Included ADL income doubler for declining health.
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Flexibility to choose increasing or level payouts at
income activation.
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For JourneyMark numbers you can rely on,
run an illustration today!
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Want more information? Call the Legacy Marketing Group®
Sales Team, 800-395-1053, Ext. 4002, or your IMO.
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JourneyMark is issued by Integrity Life Insurance Company,
Cincinnati, OH, which operates in DC and all states
except NY. W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an
affiliated life insurance agency of the issuer. All companies are members of Western & Southern Financial Group. For use
with Modified Single Premium Deferred Annuity Contract With Indexed Interest Options and Market Value Adjustment
Feature series ICC20 INT-17 2004, ICC20 IR.39 GLWB 2004, ICC20 IR.40 ELG 2004, ICC20 IR.41 AB 2004, ICC20 IR.42 2004
WWC, ICC20 IE.47 SI-OY-PTP 2004, ICC20 IE.46 SI-MY-PTP 2004, ICC20 IE.48 SI-MY-HWM 2004. Product and feature
availability, as well as benefit provisions, vary by state. JourneyMark products are designed and exclusively marketed by
Legacy Marketing Group, an independent agency. JourneyMark is a service mark of Legacy Marketing Group. Issuer has
sole financial responsibility for its products.
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Competitor information is obtained from sources believed to be reliable, but its accuracy or completeness is not
guaranteed. This data is for informational purposes and is not intended as a solicitation or recommendation of any
insurance product. Premium rates and underwriting classes may vary by company.
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The Goldman Sachs Pathfinder Index (the “Index”), and related trademarks and service marks are the exclusive property
of Goldman Sachs and such Index is licensed to Integrity for use in an insurance product (the “Product”). This Product is
not sponsored, endorsed, recommended, promoted or sold by Goldman Sachs or by any third party provider of market
data. Goldman Sachs and its affiliates, and any third party data provider disclaim to the full extent legally permitted all
representations, third-party-beneficiary obligations, and warranties, including concerning warranty, advisability, suitability,
and data and methodology accuracy and errors. Neither the Index nor any of the assets comprising it are guaranteed to
yield specific results. There are no third-party beneficiaries of any agreements between third party providers and Goldman
Sachs. Visit
https://www.goldmansachsindices.com/products/GSPATFDR
for complete disclosure.
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| * |
Available for an annual charge of 1.00%.
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| ** |
AM Best—Superior ability to meet ongoing insurance obligations (second highest of 13 ratings; rating held since
June 2009).
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| † |
The Comdex Ranking—The Comdex Ranking is a composite of the financial strength ratings as determined by
Standard & Poor’s, Moody’s, AM Best, and Fitch ratings. It ranks insurers on a scale of 1 to 100 (where 1 is the
lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale.
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| †† |
Initial and increased payout amounts are annual.
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| § |
Based on 100% allocation to the GS Pathfinder Index, 2-Year Point-to-Point with 55% participation rate. Rate effective
October 15, 2021. Rates differ by product version and can change for each crediting period. The minimum participation
rate is 10%.
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| §§ |
Based on 100% allocation to the Bloomberg US Dynamic Balance II ER Index 2-Year Point-to-Point with 70%
participation rate. Information obtained from Allianz Benefit Control® Annuity Illustration (accessed 10/6/2021).
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| ‡ |
Based on 100% allocation to the Franklin Two Year Point-to-Point with 2.15% spread. Information obtained from Global
Atlantic Choice Income II Illustration (accessed 10/6/2021).
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| ‡‡ |
Based on 100% allocation to the SG Macro Compass Index Strategy A with 1.50% spread. Information obtained from
Nationwide New Heights® Select 12 Illustration (accessed 10/4/2021).
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| ± |
Based on 100% allocation to the 2-Year No Cap Point-to-Point Index Strategy (NASDAQ FC Index) with 47%
participation rate. Information obtained from Athene Ascentsm Pro 10 Bonus Illustration (accessed 10/6/2021). |
| ±± |
Benefit base increases are subject to an annual benefit base cap of 25% per index year.
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No bank guarantee. • Not a deposit. • May lose value. • Not FDIC/NCUA insured. • Not insured by any
federal government agency.
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| WS1052v1021 |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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