For clients who want to leave a legacy but may need income, consider JourneyMark with Expanse Rider!
Rate Change Notification
Integrity Logo
Rates are increasing,
effective 9/15/2023,
on Legacy exclusive products!
Quick References
JourneyMark With Expanse Rider
Have clients who want to leave a legacy but worry about having enough income to withstand life’s choppy seas? Consider JourneyMark with Expanse Rider.**
If clients don’t activate income, their beneficiaries receive a death benefit:
  Equal to 110% of AV, including any interest paid on death.
Paid in a lump sum.
Available after Index Year 3.
If clients need income, they benefit from:
  Performance-driven income, powered by higher participation rates than available on other product versions.
10% immediate benefit base bonus plus 200% crediting rate roll-up.
Included ADL income doubler for declining health.
Flexibility to choose increasing or level payouts at income activation.
See for yourself the power of JourneyMark from Integrity Life Insurance Company, a proud member of Western & Southern Financial Group.
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For more information, call the Legacy Marketing Group® Sales Team, 800-395-1053, Ext. 4002, or your IMO.
JourneyMark Logo
JourneyMark is issued by Integrity Life Insurance Company, Cincinnati, OH, which operates in DC and all states except NY. W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an affiliated life insurance agency of the issuer. All companies are members of Western & Southern Financial Group. For use with Modified Single Premium Deferred Annuity Contract With Indexed Interest Options and Market Value Adjustment Feature series ICC20 INT-17 2004 and ICC20 IR.39 GLWB 2004. Product and feature availability, as well as benefit provisions, vary by state. JourneyMark products are designed and exclusively marketed by Legacy Marketing Group, an independent agency. JourneyMark is a service mark of Legacy Marketing Group. Issuer has sole financial responsibility for its products.
* The Comdex Ranking—The Comdex Ranking is a composite of the financial strength ratings as determined by Standard & Poor’s, Moody’s, AM Best, and Fitch ratings. It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion over ratings because each rating agency uses a different scale. Ratings are subject to change from time to time. The rating shown here is correct as of November 23, 2022.
** Available for an annual charge of 1.00%
Benefit base increases are subject to an annual cap as defined in the contract. Refer to the Quick Reference for the current benefit base cap percentage.
No bank guarantee. Not a deposit. May lose value. Not FDIC/NCUA insured. Not insured by any federal government agency.