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Have clients who want to leave a legacy but worry about
having enough income to withstand life’s choppy seas?
Consider JourneyMark with Expanse Rider.**
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If clients don’t activate income, their beneficiaries
receive a death benefit:
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Equal to 110% of AV, including any interest paid on death.
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Paid in a lump sum.
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Available after Index Year 3.
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If clients need income, they benefit from:
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Performance-driven income, powered by higher participation
rates than available on other product versions.
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10% immediate benefit base bonus plus 200% crediting
rate roll-up.†
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Included income doubler benefit available after
Index Year 3 for impairment in 2 of 6 ADLs.
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Flexibility to choose increasing or level payouts at
income activation.
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See for yourself the power of JourneyMark from
Integrity Life Insurance Company, a proud member of
Western & Southern Financial Group.
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For more information, call the Legacy Marketing Group®
Marketing Field Support Team, 800‑395‑1053, Ext. 4002, or your IMO
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JourneyMark is issued by Integrity Life Insurance Company,
Cincinnati, OH, which operates in DC and all states
except NY. W&S Financial Group Distributors, Inc. (doing business as W&S Financial Insurance Services in CA) is an
affiliated life insurance agency of the issuer. All companies are members of Western & Southern Financial Group. For use
with Modified Single Premium Deferred Annuity Contract With Indexed Interest Options and Market Value Adjustment
Feature series ICC20 INT-17 2004 and ICC20 IR.39 GLWB 2004. Product and feature availability, as well as benefit
provisions, vary by state. JourneyMark products are designed and exclusively marketed by Legacy Marketing Group,
an independent agency. JourneyMark is a registered service mark of Legacy Marketing Group. Issuer has sole financial
responsibility for its products.
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The Comdex Ranking is a composite of the financial strength ratings as
determined by Standard & Poor’s, Moody’s, AM Best, and Fitch ratings.
It ranks insurers on a scale of 1 to 100 (where 1 is the lowest) in an effort to reduce confusion
over ratings because each rating agency uses a different scale.
Ratings are subject to change from time to time. The
rating shown here is correct as of June 18, 2025.
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Available for an annual charge of 1.00%
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Benefit base increases are subject to an annual cap as defined in the contract.
Refer to the Quick Reference for the current benefit base cap percentage.
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No bank guarantee. • Not a deposit. • May lose value. • Not FDIC/NCUA insured. • Not insured by any
federal government agency.
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| WS1048v0525 |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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