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SECURITY CAN BE JUST AS IMPORTANT AS GROWTH.
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Offering opportunities for both, an EclipseMark Single
Premium Deferred Index Annuity provides a solution that can
bring important retirement concerns into alignment:
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SECURITY
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Carrier Strength—Offered by Standard Insurance
Company, a trusted company rated “A” by AM Best.*
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Downside Protection—Dependable contractual
guarantee** and interest crediting options that offer
extended rate guarantees.
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ACCESS
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Penalty-Free Withdrawals—Up to 15% annual
withdrawals free from surrender charges, each
contract year after the first.
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Surrender Charge Waivers—Options that can help
you meet life’s unexpected needs upon a terminal
illness diagnosis or nursing home confinement.
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ACCUMULATION
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Growth Opportunity—Interest crediting options let
you choose how to grow your nest egg.
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Account Value Boost—Optional premium
bonus†
to help jump-start earnings.
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Download this ad and use it “as is” to build sales!
Are you a Platinum- or Diamond-Level member of Legacy’s Concierge Program?
If so, we can customize it with your logo and contact information!
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For more information, call Legacy’s
Marketing Field Support Team at
800‑395‑1053, Ext. 4002.
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Contract: ICC17-SPDA-IA(01/17), SPDA-IA(01/17), SPDA-IA(01/17)FL.
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Riders: ICC24 R‑VPB, ICC24 R‑PTP‑GPR, ICC24 R‑PTP‑TIR, ICC17‑R‑PTP, ICC17‑R‑GMAB‑IA,
ICC17‑R‑MVA‑IA, ICC17‑R‑TCB‑IA, ICC17‑R‑NHB‑IA, ICC17‑R‑ANN‑IA, ICC17‑R‑DB‑IA,
ICC17‑R‑ANNDW, ICC17‑R‑POF‑IA, ICC20‑R‑IRA, ICC20‑R‑Roth IRA, ICC20‑R‑QPP, R‑VPB,
R‑PTP‑GPR, R‑PTP‑TIR, R‑PTP, R‑GMAB‑IA, R‑MVA‑IA, R‑TCB‑IA, R‑NHB‑IA, R‑ANN‑IA, R‑DB‑IA,
R‑ANNDW, R‑POF‑IA, R‑IRA, R‑Roth IRA, R‑QPP, R‑GMAB‑FL, R‑MVA‑FL, R‑ANN‑FL, R‑IRA‑FL,
R‑Roth IRA‑FL, R‑QPP‑FL, R‑DB‑IA‑FL.
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EclipseMark is a product of Standard Insurance Company. Product availability and features may vary by
state and distributor. Surrender charges may apply to withdrawals during the surrender period. A 10% IRS
penalty may apply to withdrawals prior to age 59½. Annuities are not guaranteed by any bank or credit
union and are not insured by the FDIC or any other governmental agency. The purchase of an annuity
is not a provision or condition of any bank or credit union activity. Some annuities may go down in value.
The guarantees of an annuity are based on the financial strength and claims-paying ability of Standard
Insurance Company. Annuities are intended as long-term savings vehicles and should not be purchased as
a short-term investment.
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The Standard is a marketing name for StanCorp Financial Group, Inc. and subsidiaries. Insurance
products are offered by Standard Insurance Company of Portland, Oregon, in all states except New York.
Product features and availability vary by state and are solely the responsibility of Standard Insurance
Company. Products are designed and exclusively marketed by
Legacy Marketing Group®,
an independent
agency. Legacy Marketing Group is not an affiliate of The Standard or its affiliates. EclipseMark is a service
mark of Legacy Marketing Group.
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AM Best rating as of May 2025 is “A” (Excellent),
3rd of 13 ratings for financial strength. Rating includes
The Standard Life Insurance Company of New York and American Heritage Life Insurance Company.
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You are guaranteed to receive at least 87.50% of premium less withdrawals growing at a minimum
1% annual interest rate.
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Bonus is offered on EclipseMark 5 Plus and EclipseMark 10 Plus. The bonus amount is calculated
by multiplying your premium amount by the premium bonus percentage. For the premium bonus
percentage available to you, please refer to your contract, or ask your insurance professional for a
current rate sheet. A premium bonus will result in a reduction in rate.
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Not FDIC Insured • No Bank Guarantee • May Lose Value • Not Insured by Any Federal Government
Agency • Not a Bank Deposit
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SIC1004v0525 |
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