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April 21, 2025
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Highly Anticipated ApexAdvantage® Arrives in California
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The ApexAdvantage fixed index annuity with FutureNow
Ridersm*
is now available in California. Gain access to some of the strongest guaranteed lifetime income payouts available
for clients who want immediate income—without sacrificing accumulation potential.
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Designed to rank among the top products for producing guaranteed early income,
ApexAdvantage is a compelling choice for
clients who want guaranteed income now and strong growth potential.
ApexAdvantage offers:
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Payouts that can begin in as soon as 30 days.
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The power to choose payout option and covered lives when income begins, not at issue.
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An optional upgrade to FutureNow Rider With Booster*
for double income upon 2 of 6 ADLs—allows for care anywhere in the U.S.,
with no confinement required.
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The backing of “A” (Excellent) rated Ameritas Life Insurance Corp.**
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The immediate payout potential of ApexAdvantage offers powerful options for clients:
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| Single Male, Age 73 |
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Single Male, Age 77 |
| = $8,408 annual payout |
= $9,009 annual payout |
| FutureNow Rider Hypothetical Examples,† $100K, 0-Year Deferral, Level Payout |
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Applications are accepted exclusively via the
FireLight®
e-app platform, accessible through the
LegacyNet®
Point-of-Sale Materials page.
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| GET READY TO SELL IN TWO EASY STEPS: |
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| QUESTIONS? |
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Call the Legacy Marketing
Group®
Marketing Field Support Team at 800‑395‑1053, Ext. 4002, or your IMO for more information. |
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In approved states, ApexAdvantage Index Annuity (Form ICC22 2707 with ICC22 2707-SCH or 2707 with 2707-SCH)
and riders are issued by Ameritas Life Insurance Corp. (Ameritas) located at 5900 O Street, Lincoln, NE 68510.
Products are designed in conjunction with Ameritas and exclusively marketed by Legacy Marketing Group.
Ameritas and Legacy Marketing Group are separate, independent entities.
ApexAdvantage Index Annuities are modified single premium deferred annuities that offer a fixed interest option and index interest options. The index options are not securities. Keep in mind, your clients
are not participating in the market or investing in any stock or bond. Policies,
index strategies, and riders may vary and may not be available in all states.
Optional features and riders may have limitations, restrictions, and additional charges.
Product guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp.
Refer to brochures for additional details.
ApexAdvantage is a registered service mark, and FutureNow Rider is a service mark, of Legacy Marketing Group.
Ameritas®
is a registered service mark of Ameritas Life Insurance Corp.
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A Guaranteed Lifetime Withdrawal Benefit is available for a current annual charge of 1.25%
for the FutureNow Rider and 1.35%
for the FutureNow Rider With Booster,
multiplied by the premium accumulation value during the accumulation phase
and by the benefit base during the withdrawal phase.
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| ** |
A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings.
Rating as of 5/15/2024.
Ameritas Mutual Holding Company’s ratings include Ameritas Life Insurance Corp.
and Ameritas Life Insurance Corp. of New York.
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Annuity Rate Watch (March 10, 2025).
Hypothetical examples assume a 1.25% annual rider charge,
43% benefit base bonus,
and no withdrawals.
Hypothetical examples are not reflective of actual annuity performance.
Past performance, whether actual or hypothetical, does not guarantee future results.
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| AL1379v0225 |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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