ApexAdvantage is now offering the S&P 500 IQ Index!
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Rate Change Notification
Ameritas
Rates are changing,
effective 9/5/2025,
on Legacy exclusive products.
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Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company.
AL1254v0925 FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.  
TOGETHER AT LAST
The product and index combination you’ve been asking for has arrived!
ApexAdvantage® from “A” rated Ameritas Life Insurance Corp.* now offers index options based on the S&P 500® IQ Index!** Offer your clients an annuity that offers a path to The 500 with:
Intraday methodology that responds to market volatility.
An index that features S&P 500 and cash— simple and transparent design subject to current caps/rates.
Potential for higher rates and caps, as well as more stable renewal rates.
All provided by S&P Dow Jones Indices.
Discover the combination of strong early income opportunities and accumulation potential today.
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For sales ideas and more information, call the Legacy Marketing Group® Marketing Field Support Team, 800‑395‑1053, Ext. 4002, or your IMO.
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In approved states, ApexAdvantage Index Annuity (Form ICC22 2707 with ICC22 2707-SCH or 2707 with 2707-SCH) and riders are issued by Ameritas Life Insurance Corp. (Ameritas) located at 5900 O Street, Lincoln, NE 68510. Products are designed in conjunction with Ameritas and exclusively marketed by Legacy Marketing Group. Ameritas and Legacy Marketing Group are separate, independent entities. ApexAdvantage Index Annuities are modified single premium deferred annuities that offer a fixed interest option and index interest options. The index options are not securities. Keep in mind, your clients are not participating in the market or investing in any stock or bond. Policies, index strategies, and riders may vary and may not be available in all states. Optional features and riders may have limitations, restrictions, and additional charges. Product guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp. Refer to brochures for additional details. ApexAdvantage is a registered service mark, and FutureNow Rider is a service mark, of Legacy Marketing Group. Ameritas® is a registered service mark of Ameritas Life Insurance Corp. Unless otherwise specified, any person or entity referenced herein is not an affiliate of Ameritas or any of its affiliates.
The “S&P 500 IQ 0.5% Decrement Index” (“S&P 500 IQ Index” or the “Index”) is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Ameritas Life Insurance Corp. (“Ameritas”). S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). The Ameritas Fixed Index Annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 IQ Index.
* A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings. Rating as of 5/15/2024. Ameritas Mutual Holding Company’s ratings include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
** Also known as the S&P 500 IQ 0.5% Decrement Index.
AL1372v0725   FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.