Discover an innovative lifestyle payout option that can help you bridge the income gap between early retirement and maximum Social Security benefits.
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Maximize Social Security While Enjoying Early Retirement
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Retiring early but don’t want to live off reduced Social Security benefits for the rest of your life? Bridge the income gap with the FlexMark Select fixed index annuity from Ameritas Life Insurance Corp.!
Age Gap
The FlexMark Select MyFit Income Rider** guaranteed lifetime withdrawal benefit offers an innovative lifestyle payout option that can help you bridge the income gap.
1. Receive increased income payments for 5–7 years.
2. Use the extra income to delay the start of Social Security benefits.
3. After the increased payment period, receive lower, level MyFit Income Rider payments for life, plus enjoy a maximized Social Security benefit.
Never run out of income!
To learn more, or to discuss your retirement strategy, contact me today!

Information gathered from external sources is believed to be reliable; however, we make no representations as to its completeness or accuracy. This information should not be construed as investment, legal, or tax advice. Unless otherwise specified, any person or entity referenced herein is not an affiliate of Ameritas or any of its affiliates.
In approved states, FlexMark Select Index Annuities (Form ICC16 2705 with ICC17 2705-SCH or 2705 with 2705-SCH or 2705-SCH-L) and riders are issued by Ameritas Life Insurance Corp. (Ameritas). IN IDAHO and OREGON—Policy Forms ICC16 2705 11-16 with ICC17 2705-SCH 3-17 and Rider Forms ICC16 PPIR 11-16, ICC16 MVAR 11-16, ICC17 GLWB-B 3-17, ICC17 GLWB-T 3-17, ICC17 GLWB-IB 3-17, ICC16 PBR 11-16, ICC16 FWR 11-16, ICC16 EFWR 11-16, ICC16 WSC-CR 11-16, ICC16 WSC-TIR 11-16, ICC16 WSC-HHC 11-16. Products are designed in conjunction with Ameritas and exclusively marketed by Legacy Marketing Group®. Ameritas and Legacy Marketing Group are separate, independent entities. Policies, index strategies, and riders may vary and may not be available in all states. Optional riders may have limitations, restrictions, and additional charges. Guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp. Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company. FlexMark Select and MyFit Income Rider are registered service marks of Legacy Marketing Group.
FlexMark Select Index Annuities are single premium deferred annuities that offer a fixed interest option and index interest options. Annuities with an index option may be referred to as equity index annuities. The index options are not securities; you are not investing in stocks or in the indexes themselves. Therefore credited interest does not include dividends paid by companies included in the relevant index. The credited interest is linked, in part, to gains in any combination of indexes. Keep in mind, you are not actually participating in the market or investing in any stock or bond. Past performance is not an indication of future results.
Withdrawals may be taxable and, if taken prior to age 59½, a 10% penalty tax may also apply. The information presented here is not intended as tax or other legal advice. For application of this information to your specific situation, you should consult an attorney.
This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company. Subsidiaries include Ameritas Life Insurance Corp. in Lincoln, Nebraska and Ameritas Life Insurance Corp. of New York (licensed in New York) in New York, New York. Each company is solely responsible for its own financial condition and contractual obligations.
Not a deposit. May go down in value. Not insured by FDIC or any federal government agency. Not guaranteed by any bank or savings associations.
* Kat Tretina, “The Average Age of Retirement in the U.S.,” Forbes Advisor (January 26, 2024),
** Available for a current annual charge of 1.15% for the MyFit Income Rider and 1.25% for the MyFit Income Rider With Booster (not available in CA). Income rider not available with certain tax-qualified plan types.
The increased payment period varies by age when income begins (seven years for ages 50–65; five years for ages 66–70; not available for ages 71+).
AL1242v0521   Rev. 04/24