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Both FIAs are backed by “A” rated Ameritas,† feature the same
competitive index strategies, and offer the same income “doubler”
upgrade that:
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• |
Doubles income for inability to perform two of six
activities of daily living.†† |
| • |
Permits care anywhere, including at home—allowing
clients to age in place.
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| • |
Is available for single
and
joint annuitants.§
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| • |
Costs only 10 bps more than the base income rider.
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| • |
Continues boosted payments until the accumulation
value reaches zero.§§
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To learn when you might recommend one FIA
over the other,
watch a replay of the
“Align
Your Income Conversation”
webinar, or call the
Legacy Marketing Group® Sales Team
at
800-395-1053, Ext. 4002, or your IMO.
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In approved states, FlexMark Select Index Annuities (Form 2705 with 2705-SCH or 2705-SCH-L) and
IncomeMark Select Index Annuities (Form 2705 with 2705-B-IMS-SCH or 2705-L-IMS-SCH) and riders are
issued by Ameritas Life Insurance Corp. (Ameritas) located at 5900 O Street, Lincoln, NE 68510. Products
are designed in conjunction with Ameritas and exclusively marketed by Legacy Marketing Group. Ameritas
and Legacy Marketing Group are separate, independent entities. FlexMark Select and IncomeMark Select
Index Annuities are single premium deferred annuities that offer a fixed interest option and index interest
options. The index options are not securities. Keep in mind, your clients are not participating in the market
or investing in any stock or bond. Policies, index strategies, and riders may vary and may not be available
in all states. Optional features and riders may have limitations, restrictions, and additional charges. Product
guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp. Refer to brochures for
additional details. FlexMark Select, IncomeMark Select, and MyFit Income Rider are registered service
marks, and MyGrowth Income Rider is a service mark, of Legacy Marketing Group. Unless otherwise
specified, any person or entity referenced herein is not an affiliate of Ameritas or any of its affiliates.
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GLWB riders are not available with certain tax-qualified plan types.
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Withdrawals may be taxable and, if taken prior to age 59½, a 10% penalty tax may also apply. The
information presented here is not intended as tax or other legal advice. For application of this information to
your client’s specific situation, your client should consult an attorney.
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| * |
Available for a current annual charge of 1.25% for the MyFit Income Rider With Booster.
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| ** |
Available for a current annual charge of 1.05% for the MyGrowth Income Rider With Booster.
|
| † |
A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings. Rating as
of 4/2/2020. Ameritas Mutual Holding Company’s ratings include Ameritas Life Insurance Corp. and
Ameritas Life Insurance Corp. of New York.
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| †† |
Available after the second contract year. Annual requalification is required.
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| § |
May be activated once by each covered person.
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| §§ |
After the accumulation value reaches zero, the payout will revert to the “non-boosted” standard amount
and the guaranteed phase will be initiated.
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| AL1231v0221 |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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