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Hypothetical examples assume 60-year-old male, $100,000 starting value, no withdrawals, Premium Accumulation Value is not reset to Policy Accumulation Value during Premium Accumulation Period, and Benefit Base is equal to Premium Accumulation Value. It further assumes a 6% premium bonus† on the Ameritas FlexMark Selectsm Plus product and a current 7% compound Premium Accumulation Rate, Single Life option, and 0.95% annual rider charge on the Ameritas MyFit Income Ridersm; 7.20% compound roll-up, and 0.90% annual rider charge on the American National Strategy Indexed Annuity PLUS 10; and 15% income bonus, 10% simple interest roll-up, and 1.00% rider charge on the Athene Ascent 10 Bonus 2.0. Hypothetical examples are not reflective of actual annuity performance. Past performance, whether actual or hypothetical, does not guarantee future results.
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Income is just part of the FlexMark Selectsm story—this innovative, à la carte FIA also offers:
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Three uncapped participation (par) rate strategies,
including two proprietary BNP Paribas index strategies.††
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Upgraded rates for accumulation values of $200K or more§ plus the option to buy higher index par and cap rates.††
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Up to 20% liquidity available one time after Year 1.
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Backing of an “A” rated carrier.§§
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For additional competitive details,
call the Legacy Sales Team today,
800-395-1053, Ext. 4002, or your IMO!
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In approved states, FlexMark Selectsm Index Annuities (Form 2705) and riders are issued by Ameritas Life Insurance Corp. (Ameritas) located at 5900 O Street, Lincoln, NE 68510. Products are designed in conjunction with Ameritas and marketed exclusively by Legacy Marketing Group®. Ameritas and Legacy Marketing Group® are separate, independent entities. FlexMark Selectsm Index Annuities are single premium deferred annuities that offer a fixed interest option and index interest options. The index options are not securities. Keep in mind, your clients are not participating in the market or investing in any stock or bond. Policies, index strategies, and riders may vary and may not be available in all states. Optional features and riders may have limitations, restrictions, and additional charges. Product guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp. Refer to brochures for additional details. FlexMark Selectsm and MyFit Income Ridersm are service marks of Legacy Marketing Group®. Unless otherwise specified, any entity referenced herein is not an affiliate of Ameritas or any of its affiliates. Information was gathered from sources believed to be reliable; however, we make no representations as to its completeness or accuracy.
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This information is being provided to you as educational material designed to assist you in understanding how the FlexMark Selectsm compares with other products available in the industry. This data is for informational use only and is not approved for use with clients.
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Withdrawals may be subject to income tax. If withdrawals are made before age 59½, they also may be subject to an IRS penalty tax. Ameritas, Legacy Marketing Group®, and their authorized representatives do not give legal or tax advice. It is recommended that tax advisers be consulted.
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Based on hypothetical example comparing MyFit Income Ridersm guaranteed values before and after 10/8/2018, assuming 60-year-old male, $100,000 starting value, no withdrawals, Premium Accumulation Value is not reset to Policy Accumulation Value during Premium Accumulation Period, Benefit Base is equal to Premium Accumulation Value, and withdrawal payments start at attained age 70 under Single Life Level Payout option.
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Available for an annual charge of 0.95% for the MyFit Income Ridersm and 1.05% for the MyFit Income Ridersm With Booster (not available in all states). Income rider is not available with certain tax-qualified plan types.
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Not available in all states. Premium bonus of 4% is available on FlexMark Selectsm LT Plus in certain states, and 2% in CA, IN, and MO.
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Multi-year and fee strategies are not available in all states.
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Available when the policy accumulation value is $200,000 or more.
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A (Excellent) for insurer financial strength. This is the third highest of A.M. Best’s 13 ratings. Rating as of 3/23/18. Ameritas Mutual Holding Company’s ratings include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
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| AL1121v0818 |
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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