| 1. |
Flexible Rate Banding.
Increased accumulation potential with
banded rate options
for each index strategy—upgraded band and
standard band.
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| 2. |
Upgraded Earnings Potential.
Fee option on each index strategy
allows clients to receive higher caps and participation rates for
greater earnings potential (not available in MN, PA, UT, and WA).*
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| 3. |
Proprietary Index.*
Two index strategies based
on a multi-asset proprietary index—available with or without a fee.
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| 4. |
No-Cap Strategies.*
Three no-cap
strategies
with a participation rate offer higher
accumulation potential.
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| 5. |
No-Cost Income Rider.**
Basic GLWB Income Rider
included at no cost.
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| 6. |
Upgraded Income Riders.**
Option to upgrade† to a MyFit Income Rider®
with a 10-year 7% compound premium accumulation rate
and choice of level OR lifestyle payout option.
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| 7. |
Income Booster.
Payouts double
for qualifying declining
health if clients choose the MyFit Income Rider With Booster.†
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| 8. |
20% Liquidity Potential.
Extra one-time 10% emergency access
for qualifying events—in addition to 10%
penalty-free withdrawals each year after Year 1 (not available in CA).
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| 9. |
Premium Bonus.
Optional vesting premium bonus to jump-start earnings:
| • |
6% on FlexMark Select Plus. |
| • |
4% on FlexMark Select LT Plus. |
| • |
2% on FlexMark Select LT Plus in CA, IN, and MO. |
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| 10. |
Strong Carrier.
Offered by
“A” rated††
Ameritas Life Insurance
Corp., a company with more than 130 years of experience.
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For more information, call the Legacy Sales Team,
800-395-1053, Ext. 4002, or your IMO.
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In approved states, FlexMark Select Index Annuities (Form 2705) and riders are issued by Ameritas Life Insurance Corp. (Ameritas), located at 5900 O Street, Lincoln,
NE 68510. Products are designed in conjunction with Ameritas and exclusively marketed by
Legacy Marketing Group®.
Ameritas and Legacy Marketing Group are
separate, independent entities. FlexMark Select Index Annuities are single premium deferred annuities that offer a fixed interest option and index interest options.
The index options are not securities. Keep in mind, your clients are not participating in the market or investing in any stock or bond. Policies, index strategies, and
riders may vary and may not be available in all states. Optional features and riders may have limitations, restrictions, and additional charges. Product guarantees are
based on the claims-paying ability of Ameritas Life Insurance Corp. Refer to brochures for additional details. FlexMark Select and MyFit Income Rider are registered
service marks of Legacy Marketing Group. Unless otherwise specified, any individual or entity referenced herein is not an affiliate of Ameritas or any of its affiliates.
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Withdrawals may be subject to income tax. If withdrawals are made before age 59½, they also may be subject to an IRS penalty tax. Ameritas, Legacy Marketing
Group, and their authorized representatives do not give legal or tax advice. It is recommended that tax advisers be consulted.
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| * |
Fee and multi-year strategies not available in all states.
|
| ** |
Income rider is not available with certain tax-qualified plan types.
|
| † |
Available for an annual charge of 0.95% for the MyFit Income Rider and 1.05% for the MyFit Income Rider With Booster (not available in all states).
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| †† |
A (Excellent) for insurer financial strength. This is the third highest of A.M. Best’s 13 ratings. Rating as of 3/28/2019. Ameritas Mutual Holding Company’s ratings
include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
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| AL1019v1019_LMG |
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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