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| 1. |
Flexible Rate Banding.
Increased accumulation potential with
banded rates
for each index option—upgraded band and standard band.
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| 2. |
Upgraded Earnings Potential.
An optional index option fee allows
clients to receive higher caps and participation rates for greater
earnings potential.*
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| 3. |
Proprietary Index Options.*
Four index options based on one of two
multi-asset, volatility-controlled indices.
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| 4. |
No-Cap Options.*
Five no-cap
index options with a participation
rate offer higher accumulation potential.
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| 5. |
No-Cost Income Rider.**
Basic GLWB Income Rider automatically
included at no cost.
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| 6. |
Upgraded Income Rider.**
Option to upgrade† to a MyFit Income
Rider®
with choice of level OR
lifestyle payout option.
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| 7. |
Income Booster.
Payouts double
for qualifying declining
health if clients choose the MyFit Income Rider With Booster.†
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| 8. |
20% Liquidity Potential.
Extra one-time 10% emergency access
for qualifying events—in addition to 10%
penalty-free withdrawals each year after Year 1 (not available in CA).
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| 9. |
Premium Bonus.
Optional vesting premium bonus to jump-start earnings:
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6% on FlexMark Select Plus. |
| • |
4% on FlexMark Select LT Plus. |
| • |
2% on FlexMark Select LT Plus in CA, IN, and MO. |
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| 10. |
Strong Carrier.
Offered by
“A” rated††
Ameritas Life Insurance
Corp., a company with more than 130 years of experience.
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Learn more about FlexMark Select, one of
the most versatile FIAs on the market.
Call the Legacy Marketing Group®
Sales Team,
800-395-1053, Ext. 4002, or your IMO.
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In approved states, FlexMark Select Index Annuities (Form 2705 with 2705-SCH or 2705-SCH-L)
and riders are issued by Ameritas Life Insurance Corp. (Ameritas)
located at 5900 O Street, Lincoln, NE 68510. Products are designed in
conjunction with Ameritas and exclusively marketed by Legacy Marketing Group.
Ameritas and Legacy Marketing Group are separate, independent entities.
FlexMark Select Index Annuities
are single premium deferred annuities that offer a fixed interest option and
index interest options. The index options are not securities.
Keep in mind, your clients are not participating in the market or investing in any stock or bond.
Policies, index
strategies, and riders may vary and may not be available in all states.
Optional features and riders may have limitations, restrictions, and additional charges. Product
guarantees are based on the claims-paying ability of Ameritas Life Insurance Corp.
Refer to brochures for additional details. FlexMark Select and MyFit Income Rider are
registered service marks of Legacy Marketing Group.
Ameritas®
is a registered service mark of Ameritas Life Insurance Corp.
Unless otherwise specified, any person or
entity referenced herein is not an affiliate of Ameritas or any of its affiliates.
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Withdrawals may be subject to income tax. If withdrawals are made before age 59½,
they also may be subject to an IRS penalty tax. Ameritas, Legacy Marketing Group,
and their authorized representatives do not give legal or tax advice. It is recommended that tax advisers be consulted.
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| * |
Fee and multi-year strategies are not available in all states.
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| ** |
Income rider not available with certain tax-qualified plan types.
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| † |
Available for a current annual charge of 1.15% for the MyFit Income Rider and 1.25% for the MyFit Income Rider With Booster (not available in CA).
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| †† |
A (Excellent) for insurer financial strength. This is the third highest of AM Best’s 13 ratings.
Rating as of 4/22/2022.
Ameritas Mutual Holding Company’s ratings
include Ameritas Life Insurance Corp. and Ameritas Life Insurance Corp. of New York.
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| AL1019v0223 |
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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