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December 2, 2025
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OptiMarkSM Has Arrived in CA, DC, and OR!
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Introducing OptiMark—Now available in CA, DC, and OR, the all-new OptiMark
fixed indexed annuity from Americo Financial Life and Annuity Insurance Company
is Legacy Marketing Group®’s accumulation-focused, built-in bonus FIA.
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Designed to perform in bear, bull, or flat markets, OptiMark gives you the power to
help clients optimize their retirement portfolios in any market condition with
competitive growth potential.
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Key OptiMark Features:
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Upfront premium bonus included at no additional cost: (12% on OptiMark in DC; 10% on OptiMark LT in CA and OR).
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Diverse index options designed to respond to multiple market scenarios.
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Inversion strategy that credits when the S&P 500® declines!
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Optional enhanced death benefit rider with a lump-sum payout equal to 220% of the initial premium after Year 15* (not available in CA).
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Street-level commission up to 6.75% (issue ages 0–70).**
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Strength of a carrier rated “A” (Excellent) by AM Best.†
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OptiMark applications will only be accepted via the FireLight® e-app platform,
accessible through the LegacyNet® Point-of-Sale Materials page.
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GET READY TO SELL IN TWO EASY STEPS:
- Not contracted yet with Americo? See LegacyNet for your contracting paperwork, or contact your IMO.
- Take your product training.
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For sales tips and more information, call Legacy’s Marketing Field Support Team at 800-395-1053, Ext. 4002.
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We appreciate your business!
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OptiMark Forms:
Series 424, 424 DP, 2533, 2533 DP, 2543, 2543 DP, 4204, 2537, 2537 DP, 2509 PTPP (04/24), 2509 PTPC (04/24),
2509 PTP DROG, 2509 PTPIC, AAA424, AAA424 DP, AAA2533, AAA2533 DP, AAA2543, AAA2543 DP, AAA4204, AAA2537,
AAA2537 DP, AAA2509 PTPP (04/24), AAA2509 PTPC (04/24), AAA2509 PTP DROG, AAA2509 PTPIC; ICC25 424,
ICC25 424 DP, ICC24 2533, ICC24 2533 DP, ICC25 2543, ICC25 2543 DP, ICC19 4204, ICC24 2537, ICC24 2537 DP,
ICC24 2509 PTPP, ICC24 2509 PTPC, ICC25 2509 PTP DROG, ICC25 2509 PTPIC.
Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and
Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products
are designed and exclusively marketed by Legacy Marketing Group, an independent, authorized agency of Americo.
Some products and benefits may not be available in all states. Certain restrictions and variations apply.
Consult contract and riders for all limitations and exclusions. OptiMark is a service mark of Legacy Marketing Group.
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The “S&P 500®” is a product of
S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Americo
Financial Life and Annuity Insurance Company. S&P®,
S&P 500®, US 500, The 500,
iBoxx®, iTraxx®
and CDX® are trademarks of S&P Global, Inc.
or its affiliates (“S&P”); Dow Jones®
is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”). Americo’s Fixed Indexed
Annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make
any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the
S&P 500®.
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The enhanced death benefit rider is available for a 0.15% annual charge to issue ages 0–75. Not available in California.
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Refer to Compensation Schedule for details.
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Rating for Americo Financial Life and Annuity Insurance Company (Americo), December 2024.
Americo Financial Life and Annuity Insurance Company has a financial strength rating of A
(Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive
quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance,
and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
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AF1790v1125
25-600-36 (11/25) |
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FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
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