 |
 |
|
August 29, 2025
|
|
ClassicMark® Closing To New Sales—The Future Is OptiMarkSM
|
| Introducing OptiMark—Launching September 15, 2025,
the all-new OptiMark fixed indexed annuity from Americo Financial Life and Annuity Insurance Company
will replace ClassicMark as Legacy’s accumulation-focused, built-in bonus FIA.
|
| Designed to perform in bear, bull, or flat markets, OptiMark gives you the power
to help clients optimize their retirement portfolios in any market condition with competitive growth potential.
|
| OptiMark will be available in all states except AL, CA, DC, MS, NY, and OR.
|
| Key OptiMark Features: |
| • |
12% upfront premium bonus (10% in LT states), included at no additional
cost.
|
| • |
Diverse index options designed to respond to multiple market scenarios.
|
| • |
Inversion Strategy that credits when the S&P 500® declines!
|
| • |
Optional enhanced death benefit rider with a lump-sum payout equal to
220% of the initial premium after Year 15.*
|
| • |
Street-level commission up to 6.75% (issue ages 0–70).**
|
| • |
Strength of a carrier rated “A” (Excellent) by AM Best.†
|
|
| OptiMark applications will only be accepted via the FireLight® e-app platform,
accessible through the LegacyNet® Point-of-Sale Materials page starting
September 15.
|
| GET READY TO SELL IN TWO EASY STEPS: |
|
|
| IMPORTANT CLASSICMARK DEADLINES |
| To make way for OptiMark, ClassicMark will close to new sales effective
Friday, September 12, 2025. To sell a ClassicMark contract, applications must be received by Americo’s administrative office by 5 p.m., CDT, on or before September 12, 2025.
|
| Submit ClassicMark applications via: |
| • |
FireLight
e-app platform (preferred method): Access through the
LegacyNet
Point-of-Sale Materials page.
|
| • |
Regular mail: Americo, PO Box 410288, Kansas City, MO 64141-0288.
|
| • |
Overnight delivery: Americo, 300 W. 11th Street, Kansas City, MO 64105-1618.
|
| • |
Fax: 800-395-9261.
|
| • |
Email: submit@americo.com.
|
|
| For sales tips and more information, call Legacy’s Marketing Field Support Team
at 800-395-1053, Ext. 4002.
|
| We appreciate your business! |
|
| ClassicMark Forms: Series 411, 4204, 2181. AAA411 LG10 (12/22), AAA411 LG10 DP (06/23), AAA411 LG86+ (12/22),
AAA411 LG86+ DP (06/23), AAA411 LG10B (12/22), AAA411 LG10B DP (06/23), AAA4204, AAA2181; ICC22 411 LG10,
ICC22 411 LG86+, ICC22 411 LG10B, ICC19 4204. OptiMark Forms: Series 424, 424 DP, 2533, 2533 DP, 2543, 2543
DP, 4204, 2537, 2537 DP, 2509 PTPP (04/24), 2509 PTPC (04/24), 2509 PTP DROG, 2509 PTPIC, AAA424, AAA424 DP,
AAA2533, AAA2533 DP, AAA2543, AAA2543 DP, AAA4204, AAA2537, AAA2537 DP, AAA2509 PTPP (04/24), AAA2509
PTPC (04/24), AAA2509 PTP DROG, AAA2509 PTPIC; ICC25 424, ICC25 424 DP, ICC24 2533, ICC24 2533 DP, ICC25
2543, ICC25 2543 DP, ICC19 4204, ICC24 2537, ICC24 2537 DP, ICC24 2509 PTPP, ICC24 2509 PTPC, ICC25 2509
PTP DROG, ICC25 2509 PTPIC. Products are single premium deferred fixed indexed annuities underwritten by Americo
Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws.
Products are designed and exclusively marketed by Legacy Marketing Group, an independent, authorized agency of
Americo. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult
contract and riders for all limitations and exclusions. ClassicMark is a registered service mark, and OptiMark is a service
mark, of Legacy Marketing Group.
|
| The “S&P 500®” is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Americo Financial Life and Annuity Insurance Company. S&P®, S&P 500®, US 500, The 500, iBoxx®, iTraxx® and CDX® are
trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark
Holdings LLC (“Dow Jones”). Americo’s Fixed Indexed Annuities are not sponsored, endorsed, sold or promoted by SPDJI,
Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of
investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500®.
|
| * |
The enhanced death benefit rider is available for a 0.15% annual charge to issue ages 0–75.
|
| ** |
Refer to Compensation Schedule for details.
|
| † |
Rating for Americo Financial Life and Annuity Insurance Company (Americo), December 2024. Americo Financial Life
and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM
Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet
strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
|
|
|
AF1765v0825
25-600-17 (08/25) |
|
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS. |
|
|
|
|