An OptiMark can help ease your retirement planning concerns.
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Discover the Power of OM
Concerned about market fluctuations?
Leaving a legacy? Accumulation?
OptiMark fixed indexed annuities offer features that may help you breathe easier:
Checkmark Accumulation potential for any market environment—an “all-weather” FIA.
Checkmark Strong guarantees* that offer protection from market declines.
Checkmark A premium bonus that can help jump-start earnings or offset prior market losses.
Checkmark Optional enhanced death benefit rider that increases your initial premium by 120% over 15 years—more than double your original premium amount for your beneficiaries.**
See for yourself how OptiMark may help ease your retirement planning concerns.
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OptiMark Forms: Series 424, 424 DP, 2533, 2533 DP, 2543, 2543 DP, 4204, 2537, 2537 DP, 2509 PTPP (04/24), 2509 PTPC (04/24), 2509 PTP DROG, 2509 PTPIC, AAA424, AAA424 DP, AAA2533, AAA2533 DP, AAA2543, AAA2543 DP, AAA4204, AAA2537, AAA2537 DP, AAA2509 PTPP (04/24), AAA2509 PTPC (04/24), AAA2509 PTP DROG, AAA2509 PTPIC; ICC25 424, ICC25 424 DP, ICC24 2533, ICC24 2533 DP, ICC25 2543, ICC25 2543 DP, ICC19 4204, ICC24 2537, ICC24 2537 DP, ICC24 2509 PTPP, ICC24 2509 PTPC, ICC25 2509 PTP DROG, ICC25 2509 PTPIC.
Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group®. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. Legacy Marketing Group and any licensed insurance agent/agency shown on this ad are independent, authorized agents/agencies of Americo. Americo Financial Life and Annuity Insurance Company is authorized to conduct business in the District of Columbia and all states except NY. Some products and benefits may not be available in all states. OptiMark is a service mark of Legacy Marketing Group.
Contract guarantees and benefits are based solely on the claims-paying ability of the issuing insurance company. No agent, agency, or entity makes any representation or guarantee regarding the issuer’s claims-paying ability.
This product does not directly participate in any stock or equity investments. Refer to your Benefits Summary & Disclosure Statement, as well as your contract, for the governing contractual provisions.
* Upon full surrender, death, or annuitization, you are guaranteed to receive no less than the Guaranteed Minimum Value, which is equal to 87.5% of the contract’s premium minus any gross withdrawals and applicable premium tax, plus interest credited at the Guaranteed Minimum Value Interest Rate shown on your contract’s data page. The Guaranteed Minimum Value Interest Rate is set when your contract is issued and will not change for the life of the contract.
** The enhanced death benefit rider is available for a 0.15% annual charge to issue ages 0–75.
Rating for Americo Financial Life and Annuity Insurance Company (Americo), December 2024. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
No bank guarantee. • Not FDIC/NCUA/NCUSIF insured. • May lose value if surrendered early.
This document is not a legal contract. For the exact terms and conditions, please refer to the contract.
25-602-1 (04/25)       AF1743v0425
25-602-1 (04/25)