ClassicMark and LibertyMark Freedom GMVIR to increase, effective 1/1/2024.
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LegacyGram
December 7, 2023
Americo Announces GMVIR Increase, Effective 1/1/2024
The Guaranteed Minimum Value Interest Rate (GMVIR) on ClassicMark® and LibertyMark Freedom® fixed indexed annuities from Americo Financial Life and Annuity Insurance Company is increasing to 2.80%, effective with contracts issued on or after Monday, January 1, 2024.
The total Americo Guaranteed Minimum Value available upon full surrender, death, or annuitization is equal to 87.5% of premium, minus any gross withdrawals and applicable premium tax, plus interest credited at the Guaranteed Minimum Value Interest Rate. The GMVIR can range from 1% to 3% and is subject to change quarterly.
Please submit applications via:
FireLight® e-app platform (preferred method): Access through the LegacyNet® Point-of-Sale Materials page.
Regular mail: Americo, PO Box 410288, Kansas City, MO 64141‑0288.
Overnight delivery: Americo, 300 W. 11th Street, Kansas City, MO 64105‑1618.
Fax: 800‑395‑9261.
E-mail: submit@americo.com.
For sales tips and more information, call the Legacy Marketing Group® Sales Team at 800-395-1053, Ext. 4002.
We appreciate your business!
ClassicMark Forms: Series 411, 4204, 2181. AAA411 LG10 (12/22), AAA411 LG10 DP (06/23), AAA411 LG86+ (12/22), AAA411 LG86+ DP (06/23), AAA411 LG10B (12/22), AAA411 LG10B DP (06/23), AAA4204, AAA2181; ICC22 411 LG10, ICC22 411 LG86+, ICC22 411 LG10B, ICC19 4204. LibertyMark Freedom Forms: Series 321-7 (12/22), 321-10 (12/22), 321-10B (12/22), 2509, 2181. AAA321-7 (12/22), AAA321-10 (12/22); AAA321-10 DP (06/23), AAA321-10B (12/22), AAA321-10B DP (06/23), AAA2509 PTPP (02/22), AAA2509 PTPP WF (02/22), AAA2509 PTPC (02/22), AAA2509 PTPC WF (02/22), AAA2181; ICC22 321-7, ICC22 321-10, ICC22 321-10B (12/22), ICC22 2509 PTPP, ICC22 2509 PTPP WF, ICC22 2509 PTPC, ICC22 2509 PTPC WF. Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group, an independent, authorized agency of Americo. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. ClassicMark and LibertyMark Freedom are registered service marks of Legacy Marketing Group.
AF1621v1123
22-800-23 (11/23)
  FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.