Starting September 8, LibertyMark 10-year commission rates will be the same in LT and non-LT states
Need-to-know information critical to your business.
August 23, 2021
LibertyMark® Commission Rates Changing September 8, 2021
Selling a LibertyMark 10-year product in an “LT” state, where surrender charges are restricted? Great news! Besides offering clients strong growth potential and an industry-leading minimum guarantee, you may have just earned a pay raise! Beginning September 8, LibertyMark 10-year commission rates will be the same in ALL states.
Commissions on LibertyMark 10 LT and SE 10 LT will be increasing to match non-LT rates starting September 8, 2021. The new age bands are 0–75, 76–80, and 81–85. As a result of these changes, commission rates on 10-year products in non-LT states will be decreasing for ages 76–85.
GA-Level Commission Rate Examples
GA Commission Rate
GA Commission Rate
0–80 81–85 0–75 76–80 81–85
LibertyMark 10 LT, SE 10 LT 6% 4.75% 7% 6% 5%
LibertyMark 10, SE 10 7% 6% 7% 6% 5%
Important Dates for New Commission Rates
The new commission rates will be effective with applications received by Americo Financial Life and Annuity Insurance Company on or after Wednesday, September 8, 2021.
NOTE: In the few situations where commissions are decreasing, premium and requirements for applications received prior to September 8, 2021, must be received within 45 days of the app-received date to get the higher commission rate; otherwise, Producers will get the commission rate in effect when premium and requirements are received.
Americo Mailing Address:
P.O. Box 410288
Kansas City, MO 64141-0288
Americo Overnight Address:
300 W. 11th Street
Kansas City, MO 64105-1618
FireLight®: LegacyNet® Forms Page.
Fax: 800-395-9261
For more information, call the Legacy Marketing Group® Sales Team at
800-395-1053, Ext. 4002.
We appreciate your business!
LibertyMark 7, 10, 10 LT, SE 7, SE 10, SE 10 LT Contract Series 411, 4196, 4205; LibertyMark 7 Plus, SE 7 Plus Contract Series 411, 4191, 4196, 4205; LibertyMark 10 Plus, 10 LT Plus, SE 10 Plus, SE 10 LT Plus Contract Series 411, 4179, 4196, 4205. Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group, an independent, authorized agency of Americo. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. The Liberty Optimizer administrative fee of 1.00–1.75% (depending on the product version selected) will be deducted from the Accumulation Value at the end of each contract year, including the first. LibertyMark is a registered service mark of Legacy Marketing Group.
20-600-48 (08/21)