ClassicMark fixed indexed annuities offer clients the classic simplicity and modern innovation they’re looking for. ------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------
Simple FIA, Competitive Comp
ClassicMark® fixed indexed annuities from “A” rated* Americo Financial Life and Annuity Insurance Company offer clients the classic simplicity and modern innovation they’re looking for:
No mandatory fees.
Industry-leading 1% on 100% minimum guarantee.**
First-year 10% penalty-free liquidity after 30 days and no market value adjustment.
Issues through age 90.
True upfront bonus option—no vesting schedule.
Eight diverse indexed strategies, including exclusive options you can’t get elsewhere.
Optional 130% enhanced death benefit rider.††
Plus, earn 6% comp for issue ages 0–80!§
Learn More
ClassicMark Heritage Maximizersm enhanced death benefit rider (Rider Series 2181). ClassicMark 10 Contract Series 411, 4190, 4204; ClassicMark 10 Plus Contract Series 411, 4179, 4190, 4204; ClassicMark 10 LT Contract Forms ICC20 411 LG10, ICC19 4204; ClassicMark 10 LT Plus Contract Forms ICC20 411 LG10+, ICC19 4204. Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. Legacy Marketing Group and any licensed insurance agent/agency shown on this ad are independent, authorized agents/agencies of Americo. ClassicMark is a registered service mark, and Heritage Maximizer is a service mark, of Legacy Marketing Group.
* Rating for Americo Financial Life and Annuity Insurance Company (Americo), September 2020. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
** Available upon death, surrender, or annuitization, less any withdrawals, surrender charges, and applicable premium tax. Rate for contracts issued in 2021.
Withdrawals may be subject to ordinary income tax, and a 10% IRS penalty may apply to withdrawals taken before age 59½.
†† Available to issue ages 0–75 for a 0.30% annual charge. Benefits become available three years after the rider effective date. Additional restrictions apply. Rider may not be available in all states.
§ At the GA level. Commission varies by product version. See Compensation Schedule for details.
AF1513v0321
20-623-1 (03/21)
  FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.