Offer the worry-free multi-year upside of the FUSION Strategy, available on ClassicMark FIAs from Americo.
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Rate Change Notification
Rates are holding strong and steady,
effective 4/29/2024,
on Legacy exclusive products!
Quick References
20-600-50 (05/24)
A Five-Year Strategy Without a Five-Year Wait
Introduce your clients to the game-changing FUSION Strategysm,* offered on the no-fee ClassicMark® Series from Americo Financial Life and Annuity Insurance Company! This innovative strategy fuses together:
MULTI-YEAR UPSIDE—Credits uncapped participation in five-year index performance.
ANNUAL CREDITING—Pays a fixed rate in each of the first four years if the index is above the starting index value.
And the rates won’t change for five years!
Finally, clients can say “Yes” to
worry‑free multi‑year upside—
available on a timeless FIA that also offers:
A one- or two-year point-to-point strategy built for consistent returns.
An optional, fully credited upfront premium bonus.
First-year 10% liquidity starting Year 1.**
Issue ages through 90 on non-bonus products.
Call the Legacy Marketing Group® Marketing Field Support Team at 800‑395‑1053, Ext. 4002, to run an illustration and discover your client’s opportunity.
ClassicMark Forms: Series 411, 4204, 2181. AAA411 LG10 (12/22), AAA411 LG10 DP (06/23), AAA411 LG86+ (12/22), AAA411 LG86+ DP (06/23), AAA411 LG10B (12/22), AAA411 LG10B DP (06/23), AAA4204, AAA2181; ICC22 411 LG10, ICC22 411 LG86+, ICC22 411 LG10B, ICC19 4204. Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. Legacy Marketing Group and any licensed insurance agent/agency shown on this ad are independent, authorized agents/agencies of Americo. ClassicMark is a registered service mark, and FUSION Strategy is a service mark, of Legacy Marketing Group.
The SG Columbia Adaptive Risk Allocation Index (“Index”) is the exclusive property of SG Americas Securities, LLC (together with its affiliates, “SG”). SG has contracted with Solactive AG to maintain and calculate the Index. “SG Americas Securities, LLC”, “SGAS”, “Société Générale”, “SG”, “SG Columbia Adaptive Risk Allocation Index”, et al. (collectively, the “SG Marks”) are trademarks or service marks of SG. SG has licensed use of the Index and the SG Marks to Americo Financial Life and Annuity Insurance Company (“Americo”) for use in fixed indexed annuities. SG has licensed use of certain marks from Columbia Management Investment Advisers, LLC or its affiliates (collectively, “Columbia Management”) and sub-licensed use to Americo. Neither SG, Solactive AG, Columbia Management nor any other third-party licensor has been authorized to act as an agent of Americo or has in any way sponsored, endorsed, sold, promoted, structured or priced any fixed indexed annuity or provided investment advice to Americo. Such parties make no representation regarding the advisability of purchasing, selling, or holding product linked to the Index, including Fixed Indexed Annuity, and shall not be liable for any related loss or payment thereof. Obligations to make payments under the fixed indexed annuities are solely the obligation of Americo. Neither Americo nor SG are obligated to invest annuity payments in the components of the Index. The Index levels are net of a 0.50% annual maintenance fee, calculated and deducted daily. The Index also deducts fees to cover rebalancing, replication, and other costs. The total amount of these fees is unpredictable and depends on a number of factors. These fees and costs, which are increased by the Index’s leverage, will reduce the potential positive change in the Index and increase the potential negative change in the Index. While the volatility control applied by the Index may result in less fluctuation in rates of return as compared to indices without volatility controls, it may also reduce the overall rate of return as compared to products not subject to volatility controls. Columbia Threadneedle Investments is the global brand name of the Columbia and Threadneedle group of companies. Additional information is available at
* Also known as the SG Columbia Adaptive Risk Allocation Index Point-to-Point (Without Cap) With Amount on Gain.
** Withdrawals may be subject to ordinary income tax, and a 10% IRS penalty may apply to withdrawals taken before age 59½.
18-636-1 (08/23)