This FIA is easy to explain, easy to market, easy to sell.
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Rate Change Notification
Americo
Rates are changing,
effective 2/5/2024,
on Legacy exclusive products.
  DETAILS & DEADLINES   QUICK REFERENCES  
AF1538v0224
20-600-50 (02/24)
FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.  
ClassicMark An Instant Classic
EASY TO EXPLAIN, EASY TO MARKET, EASY TO SELL—Combining the strength and simplicity of fixed indexed annuities from years past with the modern innovation of today’s products, ClassicMark Series FIAs are an instant classic.
TIMELESS STRENGTH AND SIMPLICITY
10% penalty-free withdrawals starting Year 1.*
No market value adjustment.
Optional upfront premium bonus that vests 100% on day one.
Issues through age 90 on non-bonus options.
Backing of an “A” rated carrier.**
Full 6.25% commission in ALL states through issue age 80.
MODERN INNOVATIONS
Diverse range of indexed strategies, including innovative proprietary index options and multiple no-cap participation rate strategies.
30% death benefit boost with the optional Heritage Maximizersm†† available on all product versions.
A game-changing strategy that fuses together annual crediting and multi-year upside.
A strategy whose new technology allows it to be more responsive to rapidly changing market conditions.
For more information, call the Legacy Marketing Group® Sales Team at 800-395-1053, Ext. 4002, or your IMO.
ClassicMark Forms: Series 411, 4204, 2181. AAA411 LG10 (12/22), AAA411 LG10 DP (06/23), AAA411 LG86+ (12/22), AAA411 LG86+ DP (06/23), AAA411 LG10B (12/22), AAA411 LG10B DP (06/23), AAA4204, AAA2181; ICC22 411 LG10, ICC22 411 LG86+, ICC22 411 LG10B, ICC19 4204. Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. Legacy Marketing Group and any licensed insurance agent/agency shown on this ad are independent, authorized agents/agencies of Americo. ClassicMark is a registered service mark, and Heritage Maximizer is a service mark, of Legacy Marketing Group.
* Withdrawals may be subject to ordinary income tax, and a 10% IRS penalty may apply to withdrawals taken before age 59½.
** Rating for Americo Financial Life and Annuity Insurance Company (Americo), September 2022. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). AM Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. AM Best uses a scale of 15 ratings, ranging from “A++” to “F.”
GA-level, on non-bonus products. See Compensation Schedule for details.
†† Available to issue ages 0–75 for a 0.30% annual charge. Benefits become available three years after the rider effective date. Additional restrictions apply. Rider may not be available in all states.
AF1304v0823
18-606-1 (08/23)
  FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.