Discover how ClassicMark FIAs combine the strength and simplicity of early FIAs with the modern innovation of today’s products. ------------------------------------------------------------------------------------------------------------------------------- -------------------------------------------------------------------------------------------------------------------------------
Times Have Changed
Wouldn’t it be great if you could combine the strength and simplicity of early FIAs with the modern innovation of today’s products?
With ClassicMark® Series fixed indexed annuities, available exclusively through Legacy, you can.
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TIMELESS STRENGTH
First-year liquidity available after 30 days, penalty-free.*
Industry-leading contractual guarantee—1% on 100% of premium.**
4% or 3% upfront premium bonus options, 100% vested day one.
MODERN INNOVATION
Four participation rate strategies with no cap.
Diverse choice of indexed strategies covering multiple markets, including a game-changing strategy that fuses together annual crediting with multi-year upside.
Death benefit of 130% of the Accumulation Value with the optional Heritage Maximizersm, available on all product versions.
Call the Legacy Sales Team today to learn more about this powerful FIA, offered by “A” rated†† Americo Financial Life and Annuity Insurance Company.
800-395-1053, Ext. 4002
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ClassicMark Heritage Maximizer enhanced death benefit rider (Rider Series 2181). ClassicMark 10, 10 LT (Contract Series 411/4190/4204); ClassicMark 10 Plus, 10 LT Plus (Contract Series 411/4179/4190/4204). Products are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are designed and exclusively marketed by Legacy Marketing Group®. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult contract and riders for all limitations and exclusions. Legacy Marketing Group and any licensed insurance agent/agency shown on this ad are independent, authorized agents/agencies of Americo. ClassicMark is a registered service mark, and Heritage Maximizer is a service mark, of Legacy Marketing Group.
* Withdrawals may be subject to ordinary income tax, and a 10% IRS penalty may apply to withdrawals taken before age 59½.
** Available upon death, surrender, or annuitization, less any withdrawals, surrender charges, and applicable premium tax. Rate for contracts issued in 2020.
Available to issue ages 0–75 for a 0.30% annual charge. Benefits become available three years after the rider effective date. Additional restrictions apply. Rider may not be available in all states.
†† Rating for Americo Financial Life and Annuity Insurance Company (Americo), September 2019. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories). A.M. Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance, and business profile. A.M. Best uses a scale of 15 ratings, ranging from “A++” to “F.”
AF1301v1219_B
18-614-1 (12/19)
  FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.