July 18, 2011—Petaluma, CA

Legacy Launches New Fixed Indexed Annuity Series

Newest offering features robust bonus, income rider, and interest crediting options

Legacy Marketing Group^® has launched its newest fixed indexed annuity series, the highly anticipated CommandMark^SM. The new 10-year declining surrender charge annuity, which is designed and marketed by Legacy Marketing Group^® and issued by PHL Variable Insurance Company, features high vesting bonus options up to 12%, innovative index crediting strategies, and an optional income rider with an 8% income base roll-up. In addition, CommandMark^SM provides clients the ability to access up to 10% of premium in penalty-free withdrawals each year after the first.

The CommandMark^SM 12 annuity offers a distinctive 12% vesting premium bonus. Because 100% of the bonus starts earning interest immediately, this feature allows clients to jump-start and compound earnings. The vesting of the bonus and associated earnings begin after contract Year 5 and become fully vested in Year 15. 8% and 5% vesting bonus options are also available with shorter vesting schedules, and non-bonus products are also available. Product availability varies by state.

Another distinctive feature of the CommandMark^SM Series is its creative assortment of crediting rate strategies. Clients can choose among one fixed rate strategy and four indexed options, including the highly sought-after Gold Strategy, which is based on the price of gold rather than an equity index, and the groundbreaking Rising Interest Strategy, which is based on the U.S. 10-Year Swap Rate. The Monthly Averaging Blended Strategy, which weighs the three-year performance of each of three indices, including an international index, is expected to be a strong crediting rate option in today's market.

“We are proud to be on the cutting edge of fixed indexed annuity design,” said Preston Pitts, Legacy's President. “The Rising Interest and Gold strategies offer clients built-in strategic diversification unlike any other fixed annuity on the market. When you combine those strategies with high bonus options, an 8% compound income rider roll-up, and generous liquidity, CommandMark^SM is a powerhouse product for Producers and consumers. ”

CommandMark^SM annuities are available exclusively through Legacy-contracted Producers in 25 states.

###

About Legacy Marketing Group^®

Legacy Marketing Group^® partners with respected insurance companies to design and market innovative products for the U.S. fixed annuity market. These products are sold exclusively through Legacy's nationwide network of independent insurance agents.

Media Contact:

Legacy Marketing Group^®

Gretchen Barry, Communications Director, 800-395-1053, Ext. 6801

gretchen.barry@legacynet.com

CommandMark^SM single premium deferred fixed indexed annuities (11LIA, et al) are issued by PHL Variable Insurance Company (PHLVIC), Hartford, CT, and distributed by Legacy Marketing Group^®. PHLVIC is not authorized to conduct business in New York and Maine. Member of The Phoenix Companies, Inc. PHL Variable Insurance Company is not affiliated with Legacy Marketing Group^®.

This annuity offers a fixed strategy and a variety of indexed strategies. The fixed strategy may earn a specified rate of interest of 0% or greater. The indexed strategies may or may not earn interest. Interest is credited if the type of index that the indexed strategy tracks performs in a manner described in the Indexed Account riders attached to your contract. Although interest is awarded based on index performance, this annuity is not a security. Consumers are not buying shares of any stock or investing in an index. They are purchasing an annuity, which is a type of insurance policy issued by an insurance company. An annuity can be used to save money for retirement and to receive retirement income for life. It is not meant to be used to meet short-term financial goals.

Annuities that offer a bonus may have less-favorable rates than comparable non-bonus products.

The Income Base for the optional rider is only used to calculate the fees and guarantees that apply to the rider and is not a guarantee of contract value or an amount available to withdraw.

Non-Security Status Disclosure—The CommandMark^SM contract has not been approved or disapproved by the Securities and Exchange Commission. The contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein.

Guarantees are based on the claims-paying ability of the issuing company, PHL Variable Insurance Company. Annuities are long-term investment vehicles particularly suited to retirement assets. Annuities held within qualified plans do not provide any additional tax benefits. Early withdrawals may be subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 591/2, a 10% IRS penalty may also apply.

The insurance products are:

• Not insured by FDIC, NCUSIF, or any other state or federal agency that insures deposits.
• Not a deposit or obligation of, underwritten or guaranteed by, the depository institution or any affiliate.
• Subject to surrender charges that could result in loss of principal interest.

For exact terms and conditions, please refer to the contract.

PH1057v0611

BPD37958 07/11

<table width="700" align="center" cellspacing="0" cellpadding="0" border="0" style="width: 700px; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;"> <tr> <td style="padding: 1em 2em; background-color: #ffffff;"> <p><b>For Immediate Release</b></p><br /> <p class="colorblue">July 18, 2011—Petaluma, CA</p><p class="bold">Legacy Launches New Fixed Indexed Annuity Series</p><p><em>Newest offering features robust bonus, income rider, and interest crediting options</em></p><p class="margintop">Legacy Marketing Group^® has launched its newest fixed indexed annuity series, the highly anticipated CommandMark^SM. The new 10-year declining surrender charge annuity, which is designed and marketed by Legacy Marketing Group<sup style="font-size:75%";>®</sup> and issued by PHL Variable Insurance Company, features high vesting bonus options up to 12%, innovative index crediting strategies, and an optional income rider with an 8% income base roll-up. In addition, CommandMark<sup style="font-size:75%";>SM</sup> provides clients the ability to access up to 10% of premium in penalty-free withdrawals each year after the first.</p> <p class="margintop">The CommandMark^SM 12 annuity offers a distinctive 12% vesting premium bonus. Because 100% of the bonus starts earning interest immediately, this feature allows clients to jump-start and compound earnings. The vesting of the bonus and associated earnings begin after contract Year 5 and become fully vested in Year 15. 8% and 5% vesting bonus options are also available with shorter vesting schedules, and non-bonus products are also available. Product availability varies by state.</p> <p class="margintop">Another distinctive feature of the CommandMark^SM Series is its creative assortment of crediting rate strategies. Clients can choose among one fixed rate strategy and four indexed options, including the highly sought-after Gold Strategy, which is based on the price of gold rather than an equity index, and the groundbreaking Rising Interest Strategy, which is based on the U.S. 10-Year Swap Rate. The Monthly Averaging Blended Strategy, which weighs the three-year performance of each of three indices, including an international index, is expected to be a strong crediting rate option in today's market.</p> <p class="margintop">“We are proud to be on the cutting edge of fixed indexed annuity design,” said Preston Pitts, Legacy's President. “The Rising Interest and Gold strategies offer clients built-in strategic diversification unlike any other fixed annuity on the market. When you combine those strategies with high bonus options, an 8% compound income rider roll-up, and generous liquidity, CommandMark^SM is a powerhouse product for Producers <i>and</i> consumers. ”</p> <p class="margintop">CommandMark^SM annuities are available exclusively through Legacy-contracted Producers in 25 states.</p><br> <p class="txtcenter">###</p> <p class="margintop"><a href="http://www.legacynet.com/"><b>About Legacy Marketing Group^®</b></a></p> <p>Legacy Marketing Group^® partners with respected insurance companies to design and market innovative products for the U.S. fixed annuity market. These products are sold exclusively through Legacy's nationwide network of independent insurance agents.</p> <p class="margintop"><i>Media Contact:</i></p> <p>Legacy Marketing Group^®</p> <p>Gretchen Barry, Communications Director, 800-395-1053, Ext. 6801</p> <p><a href="mailto:gretchen.barry@legacynet.com">gretchen.barry@legacynet.com</a></p> <p class="margintop font8">CommandMark<sup class="font7">SM</sup> single premium deferred fixed indexed annuities (11LIA, et al) are issued by PHL Variable Insurance Company (PHLVIC), Hartford, CT, and distributed by Legacy Marketing Group<sup class="font7">®</sup>. PHLVIC is not authorized to conduct business in New York and Maine. Member of The Phoenix Companies, Inc. PHL Variable Insurance Company is not affiliated with Legacy Marketing Group<sup class="font7">®</sup>.</p> <p class="font8">This annuity offers a fixed strategy and a variety of indexed strategies. The fixed strategy may earn a specified rate of interest of 0% or greater. The indexed strategies may or may not earn interest. Interest is credited if the type of index that the indexed strategy tracks performs in a manner described in the Indexed Account riders attached to your contract. Although interest is awarded based on index performance, this annuity is not a security. Consumers are not buying shares of any stock or investing in an index. They are purchasing an annuity, which is a type of insurance policy issued by an insurance company. An annuity can be used to save money for retirement and to receive retirement income for life. It is not meant to be used to meet short-term financial goals.</p> <p class="font8">Annuities that offer a bonus may have less-favorable rates than comparable non-bonus products.</p> <p class="font8">The Income Base for the optional rider is only used to calculate the fees and guarantees that apply to the rider and is not a guarantee of contract value or an amount available to withdraw.</p> <p class="font8"><b>Non-Security Status Disclosure</b>—The CommandMark<sup class="font7">SM</sup> contract has not been approved or disapproved by the Securities and Exchange Commission. The contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein.</p> <p class="font8"><b>Guarantees are based on the claims-paying ability of the issuing company, PHL Variable Insurance Company. Annuities are long-term investment vehicles particularly suited to retirement assets. Annuities held within qualified plans do not provide any additional tax benefits. Early withdrawals may be subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 591/2, a 10% IRS penalty may also apply.</p> <p class="font8">The insurance products are: <ul><span class="font8"> <li> Not insured by FDIC, NCUSIF, or any other state or federal agency that insures deposits.</li></span><span class="font8"> <li>Not a deposit or obligation of, underwritten or guaranteed by, the depository institution or any affiliate.</li></span> <span class="font8"> <li>Subject to surrender charges that could result in loss of principal interest.</li></span></b></ul></p><br /> <p class="font8" style="margin-top:0px;">For exact terms and conditions, please refer to the contract. </p> <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-left:0px; padding-right:15px; padding-top:10px;"> <tr> <td align="left" width="20%">PH1057v0611 </td> <td align="center" width="60%"> </td> <td align="right" width="20%">BPD37958 07/11</td></tr> </table>

July 18, 2011—Hartford, Conn.

The Phoenix Companies Announces Strategic Partnership with Legacy Marketing Group^®

The Phoenix Companies, Inc. (NYSE:PNX) today announced a strategic alliance with the Legacy Marketing Group^®, an independent marketing organization that partners with insurance companies to design and market proprietary fixed annuity products. This collaboration will allow the two organizations to combine their expertise in developing innovative annuity products and bring these solutions to a larger universe of consumers. In conjunction with this announcement, Legacy is announcing the launch of the CommandMark^SM fixed indexed annuity series. Designed for both pre-retirees and retirees, the CommandMark^SM Series is available exclusively through the Phoenix and Legacy alliance.

“Legacy has an established record of successful partnerships and we are very pleased to work with them in this new alliance,” said Philip K. Polkinghorn, senior executive vice president, business development. “We believe that together, Phoenix and Legacy will bring the industry an innovative, progressive approach to annuity product development. The CommandMark^SM Series is just the first of what we hope will be many products jointly introduced to the marketplace.” The CommandMark^SM Series features vesting bonus options of up to 12%, a choice of index crediting strategies, and an optional income rider. In addition, CommandMark^SM provides clients the ability to access up to 10% of premium in penalty-free withdrawals each year after the first.

“We are excited about our newest partnership with Phoenix and our collaboration on the CommandMark^SM Series,” said Preston Pitts, Legacy's president. “This latest product offers a combination of features unlike any other fixed annuity in the market including: built-in strategic diversification, high bonus options, a Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, and a generous liquidity option.”

ABOUT PHOENIX

Dating to 1851, The Phoenix Companies, Inc. (NYSE:PNX) provides financial solutions using life insurance and annuities. Phoenix offers a complete suite of annuity products with a full spectrum of optional guarantees. Phoenix annuity products are designed with maximum flexibility to help customers meet a range of retirement income needs. For more information, visit www.phoenixwm.com.

ABOUT Legacy Marketing Group^®

Legacy Marketing Group^® partners with respected insurance companies to design and market innovative products for the U.S. fixed annuity market. These products are sold exclusively through Legacy's nationwide network of independent insurance agents. For more information, visit www.legacynet.com.

CommandMark^SM single premium deferred fixed indexed annuities (11LIADP0, 11LIADP8VB, 11LIADP12VB, 11LIADP0L, 11LIADPVB5L, 11LIADPVB8L, et al) are issued by PHL Variable Insurance Company (PHLVIC), Hartford, CT, and distributed by Legacy Marketing Group^®. PHLVIC is not authorized to conduct business in New York and Maine. Member of The Phoenix Companies, Inc. PHL Variable Insurance Company is not affiliated with Legacy Marketing Group^®.

This annuity offers a fixed strategy and a variety of indexed strategies. The fixed strategy may earn a specified rate of interest of 0% or greater. The indexed strategies may or may not earn interest. Interest is credited if the type of index that the indexed strategy tracks performs in a manner described in the Indexed Account riders attached to your contract. Although interest is awarded based on index performance, this annuity is not a security. You are not buying shares of any stock or investing in an index. You are purchasing an annuity, which is a type of insurance policy issued by an insurance company. You can use an annuity to save money for retirement and to receive retirement income for life. It is not meant to be used to meet short-term financial goals.

The Income Base for the optional rider is only used to calculate the fees and guarantees that apply to the rider and is not a guarantee of contract value or an amount available to withdraw.

Non-Security Status Disclosure—The CommandMark^SM contract has not been approved or disapproved by the Securities and Exchange Commission. The contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein.

Guarantees are based on the claims-paying ability of the issuing company, PHL Variable Insurance Company. Annuities are long-term investment vehicles particularly suited to retirement assets. Annuities held within qualified plans do not provide any additional tax benefits. Early withdrawals may be subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply. The insurance products are:

• Not insured by FDIC, NCUSIF, or any other state or federal agency that insures deposits.
• Not a deposit or obligation of, underwritten or guaranteed by, the depository institution or any affiliate.
• Subject to surrender charges that could result in loss of principal interest.

For exact terms and conditions, please refer to the contract.

###

<table width="700" align="center" cellspacing="0" cellpadding="0" border="0" style="width: 700px; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;"> <tr> <td style="padding: 1em 2em; background-color: #ffffff;"> <p><b>For Immediate Release</b></p><br /> <p class="colorblue">July 18, 2011—Hartford, Conn.</p> <p><strong>The Phoenix Companies Announces Strategic Partnership with Legacy Marketing Group^®</strong></p> <p class="margintop">The Phoenix Companies, Inc. (NYSE:PNX) today announced a strategic alliance with the Legacy Marketing Group^®, an independent marketing organization that partners with insurance companies to design and market proprietary fixed annuity products. This collaboration will allow the two organizations to combine their expertise in developing innovative annuity products and bring these solutions to a larger universe of consumers. In conjunction with this announcement, Legacy is announcing the launch of the CommandMark^SM fixed indexed annuity series. Designed for both pre-retirees and retirees, the CommandMark^SM Series is available exclusively through the Phoenix and Legacy alliance.</p><p class="margintop">“Legacy has an established record of successful partnerships and we are very pleased to work with them in this new alliance,” said Philip K. Polkinghorn, senior executive vice president, business development. “We believe that together, Phoenix and Legacy will bring the industry an innovative, progressive approach to annuity product development. The CommandMark^SM Series is just the first of what we hope will be many products jointly introduced to the marketplace.” The CommandMark^SM Series features vesting bonus options of up to 12%, a choice of index crediting strategies, and an optional income rider. In addition, CommandMark^SM provides clients the ability to access up to 10% of premium in penalty-free withdrawals each year after the first.</p> <p class="margintop">“We are excited about our newest partnership with Phoenix and our collaboration on the CommandMark^SM Series,” said Preston Pitts, Legacy's president. “This latest product offers a combination of features unlike any other fixed annuity in the market including: built-in strategic diversification, high bonus options, a Guaranteed Lifetime Withdrawal Benefit (GLWB) rider, and a generous liquidity option.” </p> <p class="margintop"><b>ABOUT PHOENIX</b></p> <p> Dating to 1851, The Phoenix Companies, Inc. (NYSE:PNX) provides financial solutions using life insurance and annuities. Phoenix offers a complete suite of annuity products with a full spectrum of optional guarantees. Phoenix annuity products are designed with maximum flexibility to help customers meet a range of retirement income needs. For more information, visit <a href="http://www.phoenixwm.com/">www.phoenixwm.com.</a></p> <p class="margintop"><b>ABOUT Legacy Marketing Group^®</b></p> <p>Legacy Marketing Group^® partners with respected insurance companies to design and market innovative products for the U.S. fixed annuity market. These products are sold exclusively through Legacy's nationwide network of independent insurance agents. For more information, visit <a href="http://www.legacynet.com/">www.legacynet.com.</a></p> <p class="margintop font8">CommandMark<sup class="font7">SM</sup> single premium deferred fixed indexed annuities (11LIADP0, 11LIADP8VB, 11LIADP12VB, 11LIADP0L, 11LIADPVB5L, 11LIADPVB8L, et al) are issued by PHL Variable Insurance Company (PHLVIC), Hartford, CT, and distributed by Legacy Marketing Group<sup class="font7">®</sup>. PHLVIC is not authorized to conduct business in New York and Maine. Member of The Phoenix Companies, Inc. PHL Variable Insurance Company is not affiliated with Legacy Marketing Group<sup class="font7">®</sup>.</p> <p class="font8 margin0">This annuity offers a fixed strategy and a variety of indexed strategies. The fixed strategy may earn a specified rate of interest of 0% or greater. The indexed strategies may or may not earn interest. Interest is credited if the type of index that the indexed strategy tracks performs in a manner described in the Indexed Account riders attached to your contract. Although interest is awarded based on index performance, this annuity is not a security. You are not buying shares of any stock or investing in an index. You are purchasing an annuity, which is a type of insurance policy issued by an insurance company. You can use an annuity to save money for retirement and to receive retirement income for life. It is not meant to be used to meet short-term financial goals.</p> <p class="font8 margin0">The Income Base for the optional rider is only used to calculate the fees and guarantees that apply to the rider and is not a guarantee of contract value or an amount available to withdraw.</p> <p class="font8 margin0">Non-Security Status Disclosure—The CommandMark<sup class="font7">SM</sup> contract has not been approved or disapproved by the Securities and Exchange Commission. The contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein.</p> <p class="font8 margin0"><b>Guarantees are based on the claims-paying ability of the issuing company, PHL Variable Insurance Company. Annuities are long-term investment vehicles particularly suited to retirement assets. Annuities held within qualified plans do not provide any additional tax benefits. Early withdrawals may be subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply. The insurance products are: <ul><span class="font8 margin0"> <li> Not insured by FDIC, NCUSIF, or any other state or federal agency that insures deposits.</li></span><span class="font8 margin0"> <li>Not a deposit or obligation of, underwritten or guaranteed by, the depository institution or any affiliate.</li></span> <span class="font8 margin0"> <li>Subject to surrender charges that could result in loss of principal interest.</li></span></b></ul></p><br /> <p class="font8 margin0" style="margin-top:0px;">For exact terms and conditions, please refer to the contract. </p> <p align="center">###</p> </td></tr> <tr> <td style="padding: 1em 2em;"> <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; "> </table></td> </tr></table>

May 16, 2011—Petaluma, CA

Legacy Expands Fixed Indexed Annuity Earnings Opportunities

Legacy Marketing Group^® today introduced two new fixed indexed interest crediting options to its proprietary line of OM Financial Life Insurance Company products. These innovative index-linked additions increase opportunity for diversification and are designed to help consumers safely capitalize on increases in the market.

Available with the AmeriMark^SM Freedom Series and AdvanceMark^SM Series of fixed indexed annuities is a new three-year monthly average option featuring a spread instead of a cap. This crediting method offers clients nearly unlimited earnings potential linked to the performance of the S&P 500®. A spread rate is declared at the beginning of the period and is deducted from the interest increase only once at the end of the three-year period. The option's three-year duration gives clients greater participation in the market and opportunity for higher upside potential than a shorter-duration option.

The second new crediting option is the Declared Rate on Gain Option, available with AdvanceMark^SM annuities. If there is even a slight increase in the S&P 500^® Index over a one-year period, clients earn a competitive declared rate. If the index is down or even, clients won't lose anything. This option simplifies market-linked participation.

“At a time when most indexed annuities focus on crediting methods with caps on earnings, we're excited to introduce something different,” said Preston Pitts, Legacy's president. “Our new spread and declared rate index strategies round out the client's diversification options within a single product.”

Both new options are designed to protect a client's principal and previously credited gains. Even if the index declines, interest credited will never be less than 0%.

The AmeriMark^SM Freedom Series and AdvanceMark^SM Series fixed indexed annuities are available exclusively through Legacy-contracted Producers in approved states.

###

About Legacy Marketing Group^®

Legacy Marketing Group^® partners with respected insurance companies to design and market innovative products for the U.S. fixed annuity market. These products are sold exclusively through Legacy's nationwide network of independent insurance agents.

Media Contact:

Legacy Marketing Group^®

Gretchen Barry, Communications Director, 800-395-1053, Ext. 6801

gretchen.barry@legacynet.com

AmeriMark^SM Freedom Series and AdvanceMark^SM Series flexible premium deferred fixed indexed annuities are issued by OM Financial Life Insurance Company, Baltimore, MD; products are distributed by Legacy Marketing Group,^®. Subject to state availability. Certain restrictions may apply. Refer to contracts, Earnings Rate Update, sales guides, and State Approval Matrix for details. Form Nos: OM-CEIAII-0708-0, OM-CEIAII-0708-B, OM-CEIAII-0708-0-1, OM-CEIAII-0708-B-1, et al. FGL FPDA-EIA (2005); FGL FPDA-EIA-C (3-08), et al.

“S&P 500^®” is a trademark of The McGraw-Hill Companies, Inc. and has been licensed for use by OM Financial Life Insurance Company. The Product is not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor's makes no representation regarding the advisability of purchasing the Product.

OM1460v0910

FOR BROKER USE ONLY. NOT FOR USE WITH CONSUMERS.

11-110

<table width="700" align="center" cellspacing="0" cellpadding="0" border="0" style="width: 700px; font-family: Arial, Helvetica, sans-serif; font-size: 10pt;"> <tr> <td style="padding: 1em 2em; background-color: #ffffff;"> <p><b>For Immediate Release</b></p><br /> <p class="colorblue">May 16, 2011—Petaluma, CA</p> <p><strong>Legacy Expands Fixed Indexed Annuity Earnings Opportunities</strong></p> <p class="margintop">Legacy Marketing Group^® today introduced two new fixed indexed interest crediting options to its proprietary line of OM Financial Life Insurance Company products. These innovative index-linked additions increase opportunity for diversification and are designed to help consumers safely capitalize on increases in the market.</p> <p class="margintop">Available with the AmeriMark^SM Freedom Series and AdvanceMark^SM Series of fixed indexed annuities is a new three-year monthly average option featuring a spread instead of a cap. This crediting method offers clients nearly unlimited earnings potential linked to the performance of the S&P 500®. A spread rate is declared at the beginning of the period and is deducted from the interest increase only once at the end of the three-year period. The option's three-year duration gives clients greater participation in the market and opportunity for higher upside potential than a shorter-duration option.</p> <p class="margintop">The second new crediting option is the Declared Rate on Gain Option, available with AdvanceMark^SM annuities. If there is even a slight increase in the S&P 500^® Index over a one-year period, clients earn a competitive declared rate. If the index is down or even, clients won't lose anything. This option simplifies market-linked participation.</p> <p class="margintop">“At a time when most indexed annuities focus on crediting methods with caps on earnings, we're excited to introduce something different,” said Preston Pitts, Legacy's president. “Our new spread and declared rate index strategies round out the client's diversification options within a single product.”</p> <p>Both new options are designed to protect a client's principal and previously credited gains. Even if the index declines, interest credited will never be less than 0%.</p> <p class="margintop">The AmeriMark^SM Freedom Series and AdvanceMark^SM Series fixed indexed annuities are available exclusively through Legacy-contracted Producers in approved states.</p><br /> <p class="txtcenter">###</p> <p class="margintop"><a href="http://www.legacynet.com/"><b>About Legacy Marketing Group^®</b></a></p> <p class="margintop">Legacy Marketing Group^® partners with respected insurance companies to design and market innovative products for the U.S. fixed annuity market. These products are sold exclusively through Legacy's nationwide network of independent insurance agents.</p> <p class="margintop"><i>Media Contact:</i></p> <p>Legacy Marketing Group^®</p> <p>Gretchen Barry, Communications Director, 800-395-1053, Ext. 6801</p> <p><a href="mailto:gretchen.barry@legacynet.com">gretchen.barry@legacynet.com</a></p> <p class="margintop font8">AmeriMark<sup class="font7">SM</sup> Freedom Series and AdvanceMark<sup class="font7">SM</sup> Series flexible premium deferred fixed indexed annuities are issued by OM Financial Life Insurance Company, Baltimore, MD; products are distributed by Legacy Marketing Group,<sup class="font7">®</sup>. Subject to state availability. Certain restrictions may apply. Refer to contracts, Earnings Rate Update, sales guides, and State Approval Matrix for details. Form Nos: OM-CEIAII-0708-0, OM-CEIAII-0708-B, OM-CEIAII-0708-0-1, OM-CEIAII-0708-B-1, et al. FGL FPDA-EIA (2005); FGL FPDA-EIA-C (3-08), et al.</p> <p class="margintop font8">“S&P 500<sup class="font7">®</sup>” is a trademark of The McGraw-Hill Companies, Inc. and has been licensed for use by OM Financial Life Insurance Company. The Product is not sponsored, endorsed, sold or promoted by Standard & Poor’s and Standard & Poor's makes no representation regarding the advisability of purchasing the Product.</p> <table cellspacing="0" cellpadding="0" border="0" style="width: 100%; font-family: Arial, Helvetica, sans-serif; font-size: 8pt; padding-left:0px; padding-right:15px; padding-top:10px;"> <tr> <td align="left" width="20%">OM1460v0910 </td> <td align="center" width="60%"><b>FOR BROKER USE ONLY. NOT FOR USE WITH CONSUMERS.</b></td> <td align="right" width="20%">11-110</td></tr> </table>