For Clients For You
Diversity of FIVE strategies—including a two-year monthly average index strategy. GA-level commission up to 9%—FULL commission through age 80!††
Ability to transfer funds from the Guaranteed One-Year Strategy to the index strategies at any time to respond to changing market conditions. Sales tools—including Reality Zone© and Income Freedom RiderSM calculators.
Up to 10% surrender charge-free withdrawals, or MRDs, and the convenience of “checkbook” access.** Attainable Producer incentives.
Bonus and non-bonus options.† 24/7 access to policyholder and commission information.
Surrender schedule as short as seven years. Print-on-demand forms.
Optional Income Freedom RiderSM for guaranteed income and Safeguard Settlement Option for Medicaid planning. Backing of an “A-” rated insurance carrier.§
Find out more about AmeriMarkSM Freedom.
Call 888-345-4001, or your Wholesaler.
Legacy
AmeriMarkSM Freedom Series fixed FPDAs and Income Freedom RiderSM, issued by OM Financial Life Insurance Company, Baltimore, MD, are distributed by Legacy Marketing Group®. Subject to state availability. Certain restrictions may apply. Refer to contract, Earnings Rate Update, sales guide, and State Approval Matrix for details. Form Nos: OM-CEIAII-0708-0, OM-CEIAII-0708-0-1, OM-CEIAII-0708-B-1, et al. Rider Form No: OM GMWB-FA (10-2007).
Optional provisions and riders may have limitations, restrictions, and additional charges.
* 7-year No Bonus product Two-Year Monthly Average Strategy; rate effective August 1, 2010, and subject to change. Index rates are subject to a cap, and caps are subject to change at the insurer’s discretion.
** Surrender charges may apply to withdrawals. Withdrawals may be taxable and when made before age 59½, may result in IRS tax penalties.
† 5% bonus is available on 7-year product.
†† Refer to Compensation Schedule for details.
§ OM Financial Life Insurance Company is rated A- (Excellent) for financial strength by A.M. Best. 4th highest of 16 ratings. Ratings as of August 1, 2010. For most current rating information, call Marketing at 888-345-4001, or visit www.omfn.com.
OM1379v0610_LMG FOR BROKER USE ONLY. NOT FOR USE WITH CONSUMERS. 10-182