EFFECTIVE: February 1, 2012

Legacy incentive trips are unlike any in the industry, offering Producers and their guests high-end luxury, but in a close-knit family atmosphere. Our next trip will be no exception—in fact, we’ll be raising the bar! Already writing Legacy business? As of August 1, 2011, you’ve already begun to qualify! New to Legacy? You still have nine months to qualify!

But where is our new destination? We’re getting ready to reveal a location that is sure to be a journey of a lifetime. Watch your e-mail and LegacyNet^® to find out. In the meantime, keep selling for more opportunities to earn rewards.

2012 is shaping up to be an exciting year, so keep watching your e-mail for information on new products and services that will make it easier for you to do business.

To learn more about our existing products that can help you qualify for Legacy incentives, review your monthly package of Quick Reference Sheets. You’ll find information on everything from product differentiators to surrender charge schedules and issue ages. New rates and commissions are highlighted in blue. Also attached is our popular “Legacy One-Stop Shop” flier.

Have questions or need sales ideas? Call your Legacy Relationship Manager today at 888-452-5779.

Thank you for your business!