July 9, 2011

Your Clients May Receive a Class Action Settlement Notice
Beginning the Week of July 11, 2011

American National Insurance Company has been involved in a class action lawsuit in the state of California involving the sale of American National fixed deferred annuities in that state. An annuity involved in this case could have been sold through Legacy Marketing Group^® or other American National marketing divisions between January 1, 2002, and December 31, 2010, and was an active annuity or an annuitized annuity at any time on or after February 9, 2005.

The Settlement Notice will be mailed to approximately 21,000 contracts beginning the week of July 11, 2011. The Notice explains the class action lawsuit, eligible annuity contracts included in the suit, and actions that need to be taken to receive part of the settlement.

It is important to note that American National Insurance Company and the plaintiff’s attorneys agreed to settle the matter instead of continuing a lengthy and costly lawsuit. The Court has not decided in favor of the Plaintiff or American National. American National settled with the plaintiff, allowing its contract owners to receive additional benefits.

American National’s Life Insurance Administration is setting up an administrative unit in Galveston to handle the anticipated calls coming from potential class members. The phone number of this unit is 888-238-7964; the mailing address is ANICO, c/o Rand Settlement Unit, P.O. Box 1997, Galveston, TX 77553; and Web address is www.RandAnnuitySettlement.com.

You are strongly encouraged to refer any and all inquiries you receive regarding this matter to the above administrative unit.

Legacy, 888-453-5797, www.legacynet.com.