To strike a balance in today's environment between consumer value and compensation, we've decided to change LibertyMark commission rates.
LegacyGram
Need-to-know information critical to your business.
July 13, 2016
LibertyMarkSM Commission Rates Changing July 29, 2016
We’ve heard from you, our valued distribution partners, about the importance of maintaining the strong customer value proposition of our LibertyMark fixed indexed annuities, and that doing so will require change. So, to strike a balance in this challenging economic environment between consumer value and compensation, we’ve made the difficult decision to lower LibertyMark commission rates for all LibertyMark products and all contract levels, effective July 29, 2016.

Even with this change, LibertyMark commissions are still highly competitive. For example, GA-level commission on LibertyMark 10/SE 10 is 7%—up to age 80—and 6% ages 81–85.

Deadline for Higher Commission Rates
See below for an example of the GA schedule (for other contract levels, see LegacyNet® ). For the higher commission rates, all pending applications, transfers, and 1035 Exchanges must have premium received by Americo on or before Thursday, July 28, 2016. After this date, the new commission rates will apply.

We appreciate serving a distribution group that is so concerned about its clients, and value your partnership and your business.
  GA Comp Rate
(premium received on or before 7/28/2016)
GA Comp Rate
(premium received on or after 7/29/2016)
Product 0–80 81–85 0–80 81–85
LibertyMark 7, SE 7 7.00% 5.00% 5.00% 3.75%
LibertyMark 10, SE 10 8.00 7.00 7.00 6.00
LibertyMark 10 LT, SE 10 LT 7.00 5.50 6.00 4.75
LibertyMark 7 Plus, SE 7 Plus 6.00 4.50 4.00 2.75
LibertyMark 10 Plus, SE 10 Plus 7.00 NA 6.00 NA
LibertyMark 10 LT Plus, SE 10 LT Plus 6.50 NA 6.00 NA
LibertyMark 10 LT Plus, SE 10 LT Plus (CT, PA, WA) 6.25 NA 6.00 NA
LibertyMark 10 LT Plus, SE 10 LT Plus (FL) 6.25 NA 6.00 NA
Americo Mailing Address: Americo Overnight Address: Fax: 800-395-9261
P.O. Box 410288 300 W. 11th Street E-mail: submit@americo.com
Kansas City, MO 64141-0288 Kansas City, MO 64105-1618  
For more information, call 800-395-1053, Ext. 4002, or visit www.legacynet.com.
LibertyMark 7, 10, 10 LT, SE 7, SE 10, SE 10 LT (Policy Series 411/4182), LibertyMark 7 Plus, SE 7 Plus (Policy Series 411/4182/4191), and LibertyMark 10 Plus, 10 LT Plus, SE 10 Plus, SE 10 LT Plus (Policy Series 411/4179/4182/4184) are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult policy and riders for all limitations and exclusions. Legacy Marketing Group® is an independent, authorized agency of Americo.
AF1177v0616
14-601-18 (07/16)
  FOR AGENT USE ONLY. NOT FOR USE WITH CONSUMERS.