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March 6, 2015

LibertyMarkSM Rate Changes Effective 3/15/2015

Attention! Due to the current interest rate and economic environment, effective March 15, 2015, rates on LibertyMark strategies will be changing. Refer to the below table for new rates. Decreases are shown in red.

LibertyMark Series Rates Effective March 15, 2015
Strategy LibertyMark 7 LibertyMark 10,
10 LT
LibertyMark 10 Plus,
10 LT Plus
Declared Interest Account 2.00% 2.40% 1.50%
1-Year S&P 500® Point-to-Point Strategy With Cap 4.25% 5.25% 3.25%
1-Year Gold Point-to-Point Strategy With Cap 4.25% 5.75% 3.00%
1-Year S&P 500® Point-to-Point Inversion Strategy With Cap 5.00% 6.75% 4.00%
1-Year Dow Jones Real Estate Monthly Averaging Strategy With Participation Rate 60% 75% 50%
2-Year S&P 500® Point-to-Point Strategy With Participation Rate 48% 60% 40%
2-Year S&P 500® Risk Control Strategy With Participation Rate 70% 90% 55%
3-Year Blended Monthly Averaging Strategy With Participation Rate 60% 75% 50%

Deadline: Friday, March 13, 2015
To receive the current higher rates, the following items must be received in good order by Americo’s administrative office by end of business on Friday, March 13, 2015:

  • Applications with cash.
  • 1035 Exchange paperwork.
  • Transfer paperwork.
If completed transfer/1035 paperwork is faxed or e-mailed, original copies must be received by end of business on Monday, March 16, 2015.

Submit applications to:

  • Regular mail: Americo, P.O. Box 410288, Kansas City, MO 64141-0288.
  • Overnight delivery: Americo, 300 W. 11th Street, Kansas City, MO 64105-1618.
  • Fax: 800-395-9261.
  • E-mail: submit@americo.com.

If you would like us to review an application prior to submitting it to Americo, contact Legacy’s Customer Service and Suitability Help Desk at 800-395-1053, Ext. 5819. For sales ideas or more information, call 800-395-1053, Ext. 4002, or visit www.legacynet.com.

We appreciate your business!

LibertyMark 7, LibertyMark 10, 10 LT (Policy Series 411/4182), and LibertyMark 10 Plus, 10 LT Plus (Policy Series 411/4179/4182/4184) are single premium deferred fixed indexed annuities underwritten by Americo Financial Life and Annuity Insurance Company (Americo), Kansas City, MO, and may vary in accordance with state laws. Products are distributed by Legacy Marketing Group®. Some products and benefits may not be available in all states. Certain restrictions and variations apply. Consult policy and riders for all limitations and exclusions. Legacy Marketing Group is an independent, authorized agency of Americo.

The S&P 500 Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by Americo Financial Life and Annuity Insurance Company (“Americo”). Standard & Poor’s®, S&P® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by Americo. Americo’s LibertyMark annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such product nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

All references to The London Gold Market Fixings prices used with the permission of The London Gold Market Fixing Limited and have been provided for informational purposes only. The London Gold Market Fixing Limited accepts no liability or responsibility for the accuracy of the prices or the underlying product to which the prices may be referenced.

The Dow Jones-UBS Commodity IndexesSM are a joint product of DJI Opco, LLC (“DJI Opco”), a subsidiary of S&P Dow Jones Indices LLC, and UBS Securities LLC (“UBS”), and have been licensed for use by Americo Financial Life and Annuity Insurance Company (“Americo”). Dow Jones® and DJ® are trademarks of Dow Jones Trademark Holdings LLC; UBS® is a registered trademark of UBS AG. S&P® is a registered trademark of Standard & Poor’s Financial Services LLC; and these trademarks have been licensed for use by DJI Opco and sublicensed for certain purposes by Americo. Americo’s LibertyMark annuities based on the Dow Jones U.S. Real Estate Index Monthly Averaging (without Cap), are not sponsored, endorsed, sold or promoted by Dow Jones, UBS, DJI Opco or any of their respective subsidiaries or affiliates, and none of Dow Jones, UBS, DJI Opco or any of their respective affiliates, makes any representation regarding the advisability of investing in such product(s).

AF1073v0315
14-600-40 (03/15)
FOR BROKER USE ONLY. NOT FOR USE WITH CONSUMERS.

 

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