Based in Lincoln, Neb., Ameritas Life Insurance Corp. and its affiliated companies provide a wide range of insurance and financial products and services to customers throughout the United States. The financial health of Ameritas, which provides the strength and stability that customers expect, is reflected in the strong ratings the company has consistently earned from Standard & Poor’s and A.M. Best Company. As a mutual company, Ameritas has a structure designed for long-term stability and growth. Since its founding in 1887, Ameritas has been about people coming together to plan for and protect what's most important.

Rated A+ (Strong) by Standard & Poor’s for insurer financial strength. This is the fifth highest of Standard & Poor’s 21 ratings assigned. Rated A (Excellent) by A.M. Best Company for financial strength and operating performance. This is the third highest of A.M. Best’s 15 ratings assigned. Ratings as of 6/15/2017.

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Americo Financial Life and Annuity Insurance Company

For more than 100 years, Americo Life, Inc.’s family of insurance companies has been committed to providing the life insurance and annuity products consumers need to protect their mortgage, family, and future.1 They listen to what consumers want from an insurance policy or annuity and do their best to provide a proper solution for each individual situation.

Innovative thinking has helped Americo Life, Inc. build a strong financial foundation for its business. Americo Financial Life and Annuity Insurance Company (Americo) is a member of the Americo Life, Inc. family of companies. Americo Life, Inc. is one of the largest, independent, privately held insurance groups in the United States.2 For more information, visit

Rated A (Excellent) by A.M. Best.3

Rating as of January 1, 2017

1. Americo Life, Inc. is a holding company and is not responsible for the financial condition or contractual obligations of its affiliate insurance companies.
2. “Admitted Assets, Top Life Writers-2016,” A.M. Best Co., as of September 2016.
3. Rating for Americo Financial Life and Annuity Insurance Company (Americo), October 2016. Americo Financial Life and Annuity Insurance Company has a financial strength rating of A (Excellent, 3rd out of 15 rating categories.) A.M. Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company's balance sheet strength, operating performance, and business profile. A.M. Best uses a scale of 15 ratings, ranging from “A++” to “F.”

14-600-19 (11/17)

PHL Variable Insurance Company

PHL Variable is a member of The Phoenix Companies, Inc. Founded in 1851, The Phoenix Companies, Inc. offers annuities and life insurance designed to meet income and protection needs of families and individuals planning for or living in retirement. The Phoenix Companies and Legacy Marketing Group® are not affiliates For more information, visit

Rated B (Fair) by A.M. Best, the seventh highest of 16 active company ratings for financial strength.

Rating as of  

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