
PHL Variable Insurance Company
PHL Variable is a member of The Phoenix Companies, Inc. Founded in 1851, Phoenix is a financially strong and stable company with a commitment to excellence. Phoenix is publicly traded on the New York Stock Exchange under the symbol PNX. Headquartered in Hartford, CT, Phoenix employs approximately 625 people and in 2010 had annual revenues of $2.1 billion. The Phoenix Companies and Legacy Marketing Group® are not affiliates. For more detailed financial information, visit the Phoenix website, www.phoenixwm.com.
Rated B+ (Good) by A.M. Best, the sixth highest of 16 active company ratings for financial strength.
Rating as of February 2012.
BPD37968 07/11

American National Insurance Company
Chartered under the laws of Texas in 1905, American National Insurance Company has evolved into an industry leader, ranking among the top of more than 1,800 life insurance companies in the United States.
Today, the company provides personalized service to more than 3.5 million policy owners throughout 49 states, the District of Columbia, Guam, American Samoa, Puerto Rico, and Western Europe.
- Forbes list of “100 Most Trustworthy Companies“ two years in a row.
- More than 100 years of experience.
- Rated A(Excellent) by A.M. Best, the third highest of 13 active company ratings for financial strength.
— Rated A or higher for 50 years! - Rated AA- (Strong) by Standard & Poor’s, the fifth highest of 20 active company ratings for financial strength.
Ratings as of February 2012.

Fidelity & Guaranty Life Insurance Company
Incorporated in 1959, Fidelity & Guaranty Life Insurance Company has a solid commitment to serving the individuals it knows best-middle market consumers seeking the safety, protection, accumulation and income features of secure life insurance and annuity products. Fidelity & Guaranty Life will continue to offer its series of focused life insurance and annuity products through its independent network of master general agents in every state, other than New York, as well as the District of Columbia. In New York, products are offered through a wholly owned subsidiary, Fidelity & Guaranty Life Insurance Company of New York.
Rated B++ (Very Good) by A.M. Best, the fifth highest of 16 ratings for financial strength.
Rating as of February 2012.
11-215
Liberty Life Insurance Company
Headquartered in Greenville, SC, Liberty Life Insurance Company provides life insurance, annuities, and related insurance protection that help consumers and their loved ones prepare for the future. For more than a century, Liberty has earned the trust of its policyholders through financial stability, integrity, and service.
In 2011, Liberty was acquired by Athene Holding Ltd. and now serves as the U.S. headquarters for Athene's annuity operations. Athene is sponsored by affiliates of Apollo Global Management LLC. For more information, visit the Liberty Life Insurance Company website at www.libertylifeco.com.
Rated B++ (Good) by A.M. Best, the fifth highest of 16 ratings for financial strength.
Rating as of February 2012.